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Charles River Bank Hires New Commercial Loan Officer

Assistant Vice President/Commercial Loan Officer, Sean Coyle

Charles River Bank (CRB) is proud to announce the addition of Sean Coyle as Assistant Vice President/Commercial Loan Officer. In his new position, Coyle will develop new relationships and expand existing relationships with CRB’s business customers by identifying their business goals and providing solutions to reach those objectives. Offering commercial lending programs including Commercial Real Estate Lending, Asset and Equipment Financing, Lines of Credit and SBA loans is his focus.

Coyle has fifteen years of experience in the financial services industry including Commercial Lending, Business Development, and Branch Management. Prior to joining Charles River Bank, he worked at Main Street Bank as an Assistant Vice President and Senior Relationship Manager. Preceding his tenure at Main Street Bank, he also held various positions at Milford National Bank, Commerce Bank, Strata Bank and Citizens Bank.

Coyle lives in Bellingham with his wife of 13 years, Brooke, and his twin 11 year olds, Liam and Keara. He is credit trained by Credit Training, Inc. in Westborough and attended The New England School for Financial Studies at the Babson Executive Center. In his free time, he enjoys golfing, reading and supporting the local community. Presently, Coyle is the Treasurer for the Westborough Rotary Club and on the Board of Directors for both the Westborough Public Library Foundation and Six Degrees Networking.

“I am proud to welcome Sean to our Commercial Lending team. His previous work experience and community involvement directly align with Charles River Bank’s vision and mission. I look forward to seeing Sean develop and cultivate new and existing business relationships throughout the local community,” said Charles River Bank President and CEO Jack Hamilton.

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Charles River Bank Marketing and Retail Banking Support Representative Catrina Lopes, Salvation Army Major Dave Irwin and Charles River Bank President and CEO Jack Hamilton display a selection of the hundreds of toys donated this year by the bank to the Salvation Army’s Adopt-A-Family Program.

Charles River Bank Delivers a Merry Christmas for 45 Children with the Salvation Army Adopt-A-Family Program in Milford

Caption: Charles River Bank Marketing and Retail Banking Support Representative Catrina Lopes, Salvation Army Major Dave Irwin and Charles River Bank President and CEO Jack Hamilton display a selection of the hundreds of toys donated this year by the bank to the Salvation Army’s Adopt-A-Family Program.

Charles River Bank shared in the Christmas spirit this year through their partnership with the Milford Salvation Army’s Adopt-A-Family Program. The bank adopted 45 children, and through the generosity of the bank’s employees and customers, all 45 received many items on their wish lists including bikes, roller blades, dolls and coats. Marketing and Retail Banking Support Representative Catrina Lopes organized the yearly tradition for the bank by getting the children’s lists from the Salvation Army and making sure each child was adopted and received what they asked for.

Charles River Bank President and CEO Jack Hamilton stated, “Our local community members show time and time again what it means to come together for the greater good. The amount of toys and clothing purchased for these children is astounding. We are happy to partner with the Salvation Army for this wonderful program, and seeing the generosity of our employees and community members reminds me of why we do this every year.”

The Adopt-A-Family program aims to help local families who have fallen on hard times make Christmas a special time for their children. Parents submit a wish-list for their children detailing their first name, age, gender, clothing sizes and some games and toys they would like to receive. Local businesses and community groups adopt a certain number of children then donors select a wish-list and purchase the items requested.

“The holiday season is a time when we depend on community support the most in order to bring Christmas to those in need. The joy in the eyes of a child when they receive a toy, the relief on the face of a parent when there is food for the family, the smile of the homeless person as they receive food and clothes and the gratitude someone expresses for help with a utility bill or rent . . . these are priceless gifts that the local community helps make possible,” said Major Jessie Irwin of the Milford Salvation Army.

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Equifax Breach

IMPORTANT INFORMATION REGARDING THE EQUIFAX DATA BREACH

Yesterday, credit reporting agency Equifax announced that between May and August there had been a data breach affecting 143 million of their customers. Personal information potentially compromised include social security numbers, credit card numbers, driver’s license numbers, addresses and birthdates. To find out if you may have been affected by this breach, please visit https://www.equifaxsecurity2017.com/ and follow the online instructions. Equifax is offering one year of free credit monitoring, whether or not you were affected by this breach.

As a reminder, you are always entitled to receive a FREE copy of your credit report every 12 months from each of the three major credit reporting companies, Equifax, TransUnion, and Experian to ensure that the information on all of your credit reports is correct and up to date. Visit www.AnnualCreditReport.com for more information.

The security of your personal information is a top priority at Charles River Bank and it is important to note that your Charles River Bank accounts have NOT been accessed and continue to remain secure. If you have any questions about your accounts with us, please call your Personal Banker at 508-533-8661.

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Charles River Bank Hires New Medway Market Manager

 

Assistant Vice President/Medway Market Manager Tonia Marin

Charles River Bank is proud to announce the addition of Tonia Marin, Assistant Vice President/Medway Market Manger to the Medway Office. In her new role, Marin will focus on providing customized banking solutions. She is responsible for deepening existing customer relationships as well as establishing new commercial and retail banking relationships. Marin will serve as a coach and leader for Charles River Bank’s Main Office retail banking team.

Marin is a native of Florida and lived in Ohio for 10 years before moving to Medway 14 years ago with her husband and two children. She brings with her two decades of experience in the banking and financial services industries. At Bank of America, Marin most recently was Relationship Manager in the Medway office and previously held the position of Vice President, Branch Manager & Small Business Coordinator in the Medfield office. While living in Ohio, she held Branch Manager/AVP positions at National City Bank and Bank One. Marin began her career at Prudential Securities after graduating from Stetson University in Florida with a B.B.A. in Finance and Corporate Financial Management. In her free time, she likes to hike, spend time with family and ride trails with the two horses she owns.

“Tonia is a wonderful addition to our Medway retail banking team. Her extensive industry and managerial experience combined with her commitment to providing the highest quality service makes her a great fit for both our customers and staff,” said Charles River Bank President and CEO Jack Hamilton.

 

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Charles River Bank Hires New Director of Financial Services

Vice President/Director of Financial Services, Clinton McHoul.

Charles River Bank (CRB) is proud to announce the addition of Clinton McHoul as Vice President/Director of Financial Services. McHoul provides his clients with expertise in retirement planning, education funding, business continuity planning, investments and insurance. He will cultivate new relationships and deepen existing relationships with CRB’s clients by identifying financial objectives, developing plans and delivering comprehensive solutions to realize those goals. He will work in coordination with his client’s trusted advisors, such as their attorney and CPA, to develop dynamic strategies for individuals and businesses.

McHoul has more than a decade of experience as a Financial Advisor. Prior to joining Charles River Bank, he worked in the Medfield and Medway offices for Merrill Lynch/Bank of America. McHoul joined Merrill Lynch in 2008. Previously, he was a Financial Advisor for Edward D. Jones, Co.

McHoul grew up in North Attleboro and earned his B.S. in Business Administration, majoring in Economics, at Oklahoma State University. He is one of six children and has 26 nieces and nephews. He currently lives in Foxboro with his fiancée, Tricia. He enjoys cooking, gardening and outdoor activities.

“I am excited to have Clint as part of the Charles River Bank team. We searched extensively for a new Director of Financial Services, and Clint will be a tremendous asset to our Bank. I am

confident that our existing customers and new clients will appreciate the expertise and level of service that Clint brings to our team,” said Charles River Bank President and CEO Jack Hamilton.

Clint McHoul is currently registered to conduct securities business and/or investment advisory services in the following states: MA, RI, FL

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Scholarship donation

Three Students Awarded Scholarships from Charles River Bank

Senior Vice President of Customer Care and Relationship Development Ann Sherry presents a scholarship check to UMass Boston freshman Luc Lafayette for participating in the student teller program at Charles River Bank during high school and for successfully completing his first semester of college.

Charles River Bank Senior Vice President of Customer Care and Relationship Development Ann Sherry is pleased to award annual scholarships from Charles River Bank to Luc Lafayette, Brian Culcasi and Ashley Paturzo. All three students are 2016 graduates of Medway High School. Scholarship recipients must demonstrate that they have successfully completed their first semester of college and are enrolled for second semester classes. Lafayette is studying Political Science at the University of Massachusetts in Boston. Culcasi is in his freshmen year at Florida Gulf Coast University where he is majoring in professional golf management. Paturzo attends the University of South Carolina and is majoring in retail management.

To be eligible for a scholarship, students must either participate as a student-teller in the School Bank Program at Medway High School where Charles River Bank operates a full-service educational branch, or be employed at any of Charles River Bank’s three branches. Student- tellers at the Medway High School office earn school credit as tellers at the school branch. They learn about banking operations, regulations, financial services and marketing.

“Luc, Brian and Ashley are extremely deserving of these scholarships. They were wonderful assets to the Student Banking Program and Luc also worked in our Main Office at Charles River Bank. It’s exciting to see them succeed in college. I hope these scholarships will help each of them with their college expenses,” said Sherry.

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Charles River Bank Participates in MHS TADA Shoe Drive

Collection Box at the Medway branch of Charles River Bank
for MHS TADA’s Shoe Drive. Shoes are being collected until March 26th.

Charles River Bank is participating in this year’s Medway High School Tolerance Acceptance Diversity Alliance (MHS TADA) Shoe Drive. Drop off new or gently-used shoes to the Medway branch of Charles River Bank, located at 70

Main Street, until March 26th. Shoes will be used to support small, local businesses in developing countries where walking is the main mode of transportation. Any type of shoe is accepted. Please ensure shoes do not have any holes, rips, detached soles or are overly dirty. Your donation will provide shoes to a developing community, income to small business owners and support to MHS TADA.

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Charles River Bank Makes Donation to Franklin Food Pantry

Vice President of Commercial Lending Heather Johnson (L) and Senior Vice President of Customer Care and Relationship Development Ann Sherry (R) present a donation check to Franklin Food Pantry Executive Director Erin Lynch (C).

Vice President of Commercial Lending Heather Johnson (L) and Senior Vice President of Customer Care and Relationship Development Ann Sherry (R) present a donation check to Franklin Food Pantry Executive Director Erin Lynch (C).

Charles River Bank recently made a donation to the Franklin Food Pantry. The Franklin Food Pantry is an integral part of the Franklin community, servicing over 600 families each month. They offer an array of items to community members including canned meals, dairy products, fresh fruits and

vegetables, meat and personal hygiene items. The $500 donated by Charles River Bank will go towards purchasing fresh fruits, vegetables, meat, fish and other perishable items most needed by the food pantry.

The Franklin Food Pantry is a private, nonprofit organization relying solely on donations from community members, corporations and strategic partners without any funding from the town or state. They are a member of the Greater Boston Food Bank where they can receive quality food at more affordable prices for their clients. Franklin Food Pantry is located at 43 West Central Street in Franklin or can be found online at www.franklinfoodpantry.org.

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Charles River Bank Delivers a Merry Christmas for 40 Children with the Salvation Army Adopt-A-Family Program in Milford

Vice President and Commercial Loan Officer Peter Rizzo, President and CEO Jack Hamilton, Vice President and Commercial Loan Officer Heather Johnson, and Salvation Army Major Jessie Irwin display a few of the many toys donated this year by Charles River Bank to the Salvation Army’s Adopt-A-Family Program.

Charles River Bank brought Christmas cheer to many local families this year through their involvement in the Milford Salvation Army’s Adopt-A-Family Program. The bank adopted 40 children, and through the generosity of the bank’s employees and customers, all 40 received multiple toys and clothes including bikes, dolls, pajamas and coats. Marketing and Retail Banking Support Representative Catrina Lopes organized the yearly tradition for the bank by getting the wish-lists from the Salvation Army and making sure each child was adopted and received what they asked for.

Charles River Bank President and CEO Jack Hamilton stated, “Our employees and customers exemplify the giving spirit of the Christmas season. To see a whole office filled with games, toys and clothing donated to children in need shows just how special our community is. This is an annual tradition for Charles River Bank, and each year I am left in awe at how generous people can be.”

The Adopt-A-Family program aims to help local families who have fallen on hard times make Christmas a special time for their children. Parents submit a wish-list for their children detailing their first name, age, gender, clothing sizes and some games and toys they would like to receive. Local businesses and community groups adopt a certain number of children then donors select a wish-list and purchase the items requested. This year, the program helped 535 children.

“People who care about others is the most valuable commodity found anywhere on the planet. Our communities are filled with just these types of people – people who are dedicated to change and caring. It is humbling to be involved with such a caring and loving community,” said Major Dave Irwin of the Milford Salvation Army.

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Peterson and Broyles elected Assistant Vice Presidents At Charles River Bank

Suzanne Broyles and Laura Peterson are surprised with flowers and a note announcing the news of their election to Assistant Vice President at Charles River Bank.

Charles River Bank announced on Thursday, December 8th that two of their employees have been elected Assistant Vice Presidents by the Board of Directors. Laura Peterson was elected to AVP/Information Systems Manager and Suzanne Broyles was elected to AVP/Compliance Director.

In her new role, Peterson is responsible for maintaining a secure network environment for the bank, implementing new Information Technology policies and procedures and maintaining vendor management where she will verify that CRB’s vendor partners exceed the strict financial, security and technology requirements expected by the bank and its regulators.

Peterson graduated from Wheaton College with a Bachelor of Science degree in Mathematics and Economics. She then received her Master of Business Administration degree from Babson College. She began her career in banking during high school and joined Charles River Bank in 2004, bringing with her years of experience in both banking and technology. Peterson joined the IT team when it was first created and has since been an integral part of the department’s success. She currently resides in Franklin, MA with her husband and two sons.

With ever increasing industry regulations, a new position was created for Broyles to ensure compliance standards are constantly followed. She will be responsible for strengthening Charles River Bank’s compliance program, conducting regulatory research and focusing on interpretation of regulatory risks. Broyles will also be monitoring internal controls reporting and audit scheduling.

Broyles attended Bryant University for her Bachelor of Science degree in Business Administration and received her Master of Public Administration degree from Suffolk University. She has over 10 years of banking experience including knowledge in underwriting, servicing, collections, internal auditing and compliance. Broyles joined Charles River Bank in 2012 as the internal auditor and has recently earned certifications from the Independent Community Bankers of America including Certified Community Bank Internal Auditor as well as Certified BSA/AML Professional. She resides in Franklin, MA with her husband and three children.

“I am very excited for Suzanne and Laura. They have shown a tremendous amount of hard work and dedication to Charles River Bank over the years, and these elections by the Board are well- deserved. With more complex technology solutions and complex vendor management issues, along with growing regulatory burdens, their expertise will support our bank’s growing IT and compliance programs,” said President and CEO of Charles River Bank, Jack Hamilton.

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