Steven Richardson Elected Chairman of Charles River Bancorp, MHC and Charles River Bank

Steven M. Richardson, Chairman of Charles River Bancorp, MHC and Charles River Bank

At the recent Special Annual Meeting of trustees and corporators of Charles River Bancorp, MHC, the holding company of Charles River Bank, Steven M. Richardson of Medway, MA was elected Chairman of the Board of Directors. He replaces Pia Brunelli Jarrett who has held this role since 2017.  Richardson has been a member of the Bank’s Board of Directors since 1992 and has served on the Bank’s Security Committee, Asset/Liability Committee (ALCO), and Audit Committee for various terms throughout his tenure.

“Steve has extensive accounting knowledge and has been an integral member of the Charles River Bank’s Board of Directors for decades.  His expertise will be a great asset to the board and the Bank as he begins his new role as Chairman,” stated Jarret.

Richardson is the Founder and Managing Shareholder of Richardson & Company, PC, and President of Richardson Financial Services, Inc., located in Medway, MA. He is a licensed Certified Public Accountant and holds numerous Securities Licenses.  He is a member of the American Institute of Certified Public Accountants, the Massachusetts Society of Certified Public Accountants, and the Tax Division of the American Institute of Certified Public Accountants.  Richardson earned a BS in Accounting from Bentley University.

A native of Medway, MA, Richardson has been active as a volunteer with youth sports programs and in many community fundraising efforts.  He led the fundraising activities for the Town of Medway’s 300th Anniversary celebrations, and as a long-time active member of St. Joseph Parish in Medway, Steve and his wife Janice played a key role in fundraising for the retirement of the debt incurred to build the Parish Center.

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Personal Banker/Teller


DepartmentRetail Banking

Reports to: Branch Officer

Summary: Processes customer transactions and cash handling. Provides customer service (in person, or via phone, or online) such as addressing online and mobile banking inquiries, placing check orders, assisting with ATM/Debit Card issuing and PIN resets, and conducting ATM balancing when requested.  Assist customers with queries concerning the financial institution and recognize and act upon opportunities to expand customer relationships. Responsible for achieving established customer engagement and service goals.

Judgment: Work is performed under the direct supervision of the Manager, Assistant Manager or Head Teller, following established routine and standard banking procedures. Requires some judgment and initiative in identifying customer needs for Bank services and products. Refers all questionable situations to a supervisor or bank officer.

Supervisory Responsibilities:


Job Requirements:

  • High school diploma or equivalent, supplemented by on-the-job training; college degree is a plus
  • Bank-related and computer courses. Above-average computer and keyboard skills, proficient in Microsoft Windows, Word, Excel, and Outlook.
  • Six months experience in the teller function or cash handling, as well as sales experience, particularly in cross-marketing products and services.
  • Excellent interpersonal and communication skills.
  • Good understanding of financial products and services.
  • Strong organizational skills

Specific Job Functions:

  • Processes all transactions including deposits, withdrawals, loans payments, currency requests, and other teller transactions.
  • Assists with proving ATM, processing Night Deposit transactions.
  • Provides a range of customer service at the financial institution, explaining available financial institution products and services, and gathering customers’ information.
  • Answers online, telephone, and in-person inquiries.
  • Daily use of online banking systems, debit cards, credit cards, check ordering, and other partner systems to provide a high level of service to customers.
  • Completes arrangements and documents for special services such as exchanges of foreign currency and processing savings bond transactions.
  • Identifies customer needs and actively refers loan, investment, insurance, and brokerage services to appropriate financial institution specialists.
  • Participates in sales, service, and product training meetings.
  • Follows policies and procedures related to retail and lending.
  • Performs related duties as assigned by supervisor.

 If you’re interested in applying, send your resume and cover letter to

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Welcome Paul Saia, Charles River Bank’s New Vice President/Retail Banking Officer

Paul Saia, Vice President/Retail Banking Officer

Charles River Bank is pleased to announce that Paul Saia has joined the Bank as the new Vice President/Retail Banking Officer. With the Bank’s ongoing growth and need to expand within the Retail Banking Team, Saia, a Millis resident, is a great addition to CRB and brings decades of Retail Banking management experience.

In his new role, Saia will be leading and supervising the Bank’s Branch Officers and overseeing all activity within the four branch network. This includes ensuring all Retail Banking goals are achieved, working with Branch Officers and the High School Branch Supervisor to continually improve their coaching and mentoring skills with their teams, actively participating in business development efforts, coordinating training and rollout of all technology and system upgrades that impact the Retail Banking offices, and addressing any procedural, audit, or compliance issues to ensure uniformity across the branch network. Saia’s office will be located in the Main Office in Medway.

Prior to joining Charles River Bank, Saia worked at East Boston Savings Bank (EBSB) as Vice President/Retail Banking Manager, where he was recruited to successfully lead the opening of two new branches in the Burlington and Woburn area. Additionally, he managed EBSB’s mobile banking branch unit. Before Saia’s time at EBSB, he managed 13 branches at Santander Bank as their Vice President/District Executive and led the sales and service activities of 21 branch locations at TD Bank as their Vice President/Retail Market Manager. He also has worked at community banks such as Ben Franklin Bank and Needham Bank. “We’re really excited to add Paul to our team,” stated Hamilton. “As Charles River Bank continues to grow, we’re expanding our level of expertise on our Retail Banking Team and Customer Care Group. With Paul’s guidance of our branch teams, I’m confident our customers will begin to experience an even greater level of customized service.”

Saia comes to CRB with an impressive educational background. He received a Bachelor of Science from Boston College where he majored in Finance. He earned his MBA at Bentley University. Furthermore, he graduated from the Advanced Leadership Development Program at Babson College. When Paul isn’t working, he likes to spend his time landscaping, playing golf, and enjoying time with his friends and family.

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Charles River Bank Hires Erion Meta as the Medway Branch Operations Manager

Erion Meta, Charles River Bank’s new Medway Branch Operations Manager

Jack Hamilton, President and CEO of Charles River Bank, is pleased to announce that Erion Meta has joined the Customer Care Team in the role of Medway Branch Operations Manager. Meta will work in conjunction with the Medway Market Manager.

Meta’s new role requires supervisory and administrative responsibility for various daily operations, audits, customer service, and compliance functions of Charles River Bank’s Main Office retail branch. His work involves supervision of the Medway office retail banking team, maintaining and growing existing relationships, developing new relationships, and regular participation in community organizations and business events. Meta’s objective is to provide the highest level of service while creating unique solutions for customers’ banking needs.

With over 15 years of retail banking experience, Meta will be a great asset to the team. Prior to joining Charles River Bank, Meta worked at Citizens Bank where he held positions such as Assistant Branch Manager and Branch Operations Manager. He also held positions at Santander, First Data in Boston as a Business Consultant, TD Bank, and Financial Union of Tirana in Tirana, Albania. Aside from his retail banking experience, Meta has a diverse business background and held positions focusing on sales, accounting, customer service, and financial analysis. “We’re always excited to welcome a new multi-talented professional like Erion to our team. He brings a wide variety of experience and expertise, on both a community and global level, and I look forward to seeing what he will accomplish,” said Jack Hamilton.

Meta is a native of Albania and is multilingual. He speaks Albanian, English, Greek, and Italian. He graduated from the University of Tirana in Tirana, Albania. In Meta’s spare time he enjoys fishing and time out by the water.

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Four Students Awarded 2020 Scholarships

Two of the four scholarship winners, Carolyn Hernandez (left) and Brenna Lorenzen (right) with Joan Gavini-Campbell

President and CEO, Jack Hamilton, is pleased to award their annual scholarships from the Bank to Carolyn Hernandez, Brenna Lorenzen, Drew Plunkett, and Christopher Nicklas. All four students are 2020 graduates of Medway High School. Scholarship recipients must demonstrate that they have successfully completed their first semester of college and are enrolled for second-semester classes. In order to be eligible for CRB’s scholarship, students must either participate as a student-teller in the School Banking Program at Medway High School (MHS) where Charles River Bank operates a full-service educational branch supervised by Joan Gavini-Campbell, or be employed at any of Charles River Bank’s three offices. The students who work at the MHS office earn school credit as tellers at the school branch. They learn about banking operations, regulations, financial services, and marketing and compete annually at the Federal Reserve in the Massachusetts School Banking Association Competition.

Carolyn is a Political Science major at Framingham State University where she is able to still actively participate in her hobby of six years, acting. Brenna, a defenseman for Ithaca College Women’s Soccer Team, is pursuing a major in business administration with a double concentration in marketing and sports management. Both Carolyn and Brenna also work at tellers in Charles River Bank branches during summers and school vacations. Drew is enrolled at Worcester Polytechnic Institution (WPI) where he is majoring in Management Engineering with a minor in Mechanical Engineering. Drew plays for WPI’s Football Team and is a member of Sigma Phi Epsilon Fraternity. Christopher attends Providence College. “I’m so grateful to have had the pleasure of working with Charles River Bank, Joan, and, in conjunction, receiving their generous scholarship,” stated Carolyn Hernandez.

“These four individuals are very deserving of these scholarships. Unfortunately, their school banking experience was cut short during their senior year due to the school shutdown from Covid-19. However, they still managed to stand out as excellent candidates and it’s exciting to hear about their college successes. I wish them nothing but the best in their future endeavors,” said Jack Hamilton.

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AVP Nancy L. MacLeod Selected to Lead Charles River Bank’s Mendon Office

Mendon Branch Officer, Nancy L. MacLeod

Charles River Bank is pleased to announce that Assistant Vice President Nancy L. MacLeod, has been promoted to Mendon Branch Officer. Nancy has been a long-time member of the Charles River Bank team. In 1999, she joined the Bank as a part-time teller in the Medway office. She later was chosen to run the Medway High School Branch when it opened in 2006, followed by a promotion in 2009 to Assistant Branch Manager working at CRB’s newly opened offices in Bellingham and Mendon. In 2016, Nancy moved back to the Main Office in Medway where she was promoted to AVP/Medway Operation Manager. In addition to decades of banking experience, Nancy has completed the Branch Management Certification Series through the Massachusetts Bankers Association.

Nancy replaces AVP Ann Gonyea, who served as the Mendon Branch Officer since that office opened 11 years ago and is retiring to her vacation home in Virginia. Nancy’s new role requires supervisory and administrative responsibility for sales, service, operations, and security of the retail banking office. She will serve as a coach and leader to achieve strategic branch objectives and exceed service standards while maintaining existing customer relationships and developing new business relationships, customer engagement, and regular participation in community and business networking events. “I look forward to this next challenge in my banking career at Charles River Bank. I’m fortunate to work for such a great company that has given me so many opportunities to advance my career. I’m excited to be working again with the Mendon office team members, customers, and community leaders in my new role,” said Nancy.

“Nancy is the perfect candidate to lead our Mendon office team. She has extensive leadership experience, a calm and engaging demeanor, and dedication to our bank. We’re very fortunate to have her managing our Mendon office and I look forward to seeing her excel in this new role,” confirmed Jack Hamilton, President & CEO.

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AVP/Mendon Branch Officer Ann M. Gonyea to Retire

Ann M. Gonyea

The Directors, Officers, and all team members of Charles River Bank extend best wishes to Ann M. Gonyea, AVP/Mendon Branch Officer, as she embarks on her next, well-deserved, journey – retirement. Gonyea was the first Branch Manager of CRB’s Mendon office and has been leading the branch since its opening in 2010. Ann has shown great devotion and hard work to the Bank in her 12 years of dedicated service.

Ann came to CRB with extensive professional experience and achievements. She began her banking career in 1988 and worked at Benjamin Franklin Bank and Bristol County Savings Bank in Franklin, MA, before joining CRB in 2009. Four short years later, Ann was promoted to Assistant Vice President.

Under Ann’s leadership, the Mendon office deposit base has grown to more than $40 million and expanded the customer base to serve hundreds of individuals, families, and businesses in the community. In addition to her work at CRB, Ann was an active leader and volunteer with many local organizations including the Milford Rotary Club, the Milford Area Chamber of Commerce Connecting Women Leaders group, and was the Treasurer of Friends of Mendon Elders.

Although she will be missed dearly by her colleagues and community, Ann is looking forward to retirement. She will be relocating to what has been her family vacation home in Virginia on Smith Mountain Lake with her husband. She is looking forward to enjoying lake life and continuing her painting hobby while also finding some others. She is exceptionally excited for the motorcycle trips around the Blue Ridge Mountains with her husband in the near future. “I will miss my co-workers that I have had the pleasure of working with over the years. I’m excited for this next chapter of my life where I can kick back and pursue my hobbies. I am ready to relax, “said Ann.

“Ann has contributed 12 years of exceptional service to Charles River Bank and her achievements will not be forgotten. She has been a great mentor to many and her influence has made an incredible impact on everyone at the Bank and the community,” Jack Hamilton stated. “I want to thank Ann for all she’s done over the years. Best wishes to her and her husband during their retirement. We will deeply miss her strong work ethic and commitment to our Bank and community.”

Ann’s last day at Charles River Bank Mendon office is Wednesday, April 14th.

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