Deposit Rates

Whether you are saving for retirement, building a nest egg, or planing for the unexpected, Charles River Bank has the power savings solutions you need to meet your goals.

Plus, at Charles River Bank, every deposit is insured in full through a combination of insurance from the Federal Deposit Insurance Corporation (FDIC) and the Share Insurance Fund (SIF).

OPEN YOUR ACCOUNT TODAY! Stop by any of our offices, or call (508) 533-8661.

Certificates of Deposit

TermMinimum BalanceInterest RateAPY*
9 Month Special$1,0001.04%1.05%
17 Month Special$1,0001.69%1.70%
27 Month Special$1,0002.01%2.03%
33 Month Special$1,0002.11%2.13%
3 Month$1,0000.25%0.25%
6 Month$1,0000.25%0.25%
12 Month$1,0000.40%0.40%
18 Month$1,0000.60%0.60%
24 Month$1,0000.70%0.70%
30 Month$1,0000.80%0.80%
36 Month$1,0000.90%0.90%
42 Month$1,0001.20%1.21%
48 Month$1,0001.34%1.35%
60 Month$1,0001.34%1.35%
*Annual Percentage Yield (APY) and rates effective as of 2/14/2018. Rates are subject to change without notice. Fees could reduce the earnings on these accounts. A penalty will be imposed for early withdrawal on Certificates of Deposit. Rates are guaranteed for the length of the term on fixed-rate certificates. For variable rate accounts, the rate may change after the account is opened.

Individual Retirement Accounts (IRA) Rates

TermMinimum BalanceInterest RateAPY*
9 Month Special$4001.04%1.05%
17 Month Special$4001.69%1.70%
27 Month Special$4002.01%2.03%
33 Month Special$4002.11%2.13%
3 Month$4000.25%0.25%
6 Month$4000.25%0.25%
12 Month$4000.40%0.40%
18 Month$4000.60%0.60%
24 Month$4000.70%0.70%
30 Month$4000.80%0.80%
36 Month$4000.90%0.90%
42 Month$4001.20%1.21%
48 Month$4001.34%1.35%
60 Month$4001.34%1.35%
*Annual Percentage Yield (APY) and rates effective as of 2/14/2018. Rates are subject to change without notice. Fees could reduce the earnings on these accounts. A penalty will be imposed for early withdrawal on Certificates of Deposit. Rates are guaranteed for the length of the term on fixed-rate certificates. For variable rate accounts, the rate may change after the account is opened.

Savings Accounts

ProductMinimum to OpenMinimum Balance
to Obtain APY
Interest RateAPY*
Passbook Savings$10$100.10%0.10%
Statement Savings$10$100.10%0.10%
Quarterly Statement Savings$10$100.10%0.10%
Holiday Account$20.10%0.10%
Consumer Money Market Account$1,000$100,0000.30%0.30%
$50,0000.20%0.20%
$15,0000.15%0.15%
$100.10%0.10%
Commercial Money Market Account$1,000$500,0000.15%0.15%
$200,0000.35%0.35%
$100,0000.25%0.25%
$50,0000.15%0.15%
$15,0000.10%0.10%
$100.05%0.05%
Charles River Bank Fund Account$10$50,0000.35%0.35%
$15,0000.25%0.25%
$100.10%0.10%
*Annual Percentage Yield (APY) effective 2/09/2018 and subject to change.

Checking Accounts

ProductMinimum to OpenMinimum Balance
to Obtain APY
Interest RateAPY*
Premier Checking$100$100.05%0.05%
Choice Plus Checking$100$100.05%0.05%
Business Checking AccountThe Earnings Credit Rate (ECR) is variable. Earnings Credit is calculated using the average monthly collected balance in your account and is used to offset regular account maintenance fees.
*Annual Percentage Yield (APY) effective 2/09/2018.

Personal Connections. Powerful Solutions.

To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

You are now leaving CharlesRiverBank.com

Charles River Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by  Charles River Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL

Font Resize
Contrast
MOBILE CHECK DEPOSIT USERS – New check endorsement requirement in effect. Please click  here