Home Equity Loans & Lines

Click here for Home Equity Solutions.

Home repairs. A new car. College expenses. There are many great reasons to borrow. Charles River Bank offers two great solutions to get the money you need at home – Home Equity Line of Credit and Home Equity Loan.

Both allow you to tap the equity in your home and take advantage of powerful benefits to save you money, including potential tax benefits (consult your tax advisor).


Home Equity Loan

Ideal for one-time expenses, such as debt consolidation or a car purchase.

If you need to borrow a lump sum to finance a big expense, such as a wedding or a new car, our Home Equity Loan is a smart solution. You can choose from flexible and affordable payment plans to fit your budget.


  • Receive funds all at once in a lump sum
  • Pay the same amount every month for easier budgeting
  • Choose a range of fixed terms


Home Equity Line of Credit

Ideal for ongoing expenses, such as home renovations or college education.

If you need to draw funds over time, a flexible Home Equity Line of Credit may be right for you. It’s like having a credit card, allowing you to access and repay funds over and again. A home equity line is a great way to finance home renovations, college tuition, and other ongoing expenses.


  • Access money as you need it with this revolving line of credit
  • Payments vary depending on your interest rate and the amount you have outstanding
  • Draw on funds for up to 10 years and pay back funds in 10 years


Personal Connections. Powerful Solutions.

To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

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