Personal Solutions

Loan Rates

Visit one of our offices to apply for a consumer loan or line of credit.

Auto Loan Rates

Model YearTermRate/APR*Monthly Payment per $1000 Borrowed
2025-202624 Months6.50%$44.55
36 Months6.75%$30.76
48 Months6.99%$23.94
60 Months7.25%$19.92
72 Months7.50%$17.29
2020-202424 months7.50%$45.00
36 Months7.75%$31.22
48 Months8.00%$24.41
60 Months8.25%$20.40
*Annual Percentage Rate (APR) effective as of 2/10/26 and subject to change. Annual Percentage Rate (APR) is .50% higher without autopay from a Charles River Bank deposit account. Subject to credit approval. Rates are lowest available for term and collateral type listed, based on creditworthiness. 10% down payment required. Auto insurance is required.