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Auto Loan Rates
Model Year
Term
Rate/APR*
Monthly Payment per $1000 Borrowed
2025-2026
24 Months
6.50%
$44.55
36 Months
6.75%
$30.76
48 Months
6.99%
$23.94
60 Months
7.25%
$19.92
72 Months
7.50%
$17.29
2020-2024
24 months
7.50%
$45.00
36 Months
7.75%
$31.22
48 Months
8.00%
$24.41
60 Months
8.25%
$20.40
*Annual Percentage Rate (APR) effective as of 2/10/26 and subject to change. Annual Percentage Rate (APR) is .50% higher without autopay from a Charles River Bank deposit account. Subject to credit approval. Rates are lowest available for term and collateral type listed, based on creditworthiness. 10% down payment required. Auto insurance is required.