Personal Checking Solutions

Click here for Personal Checking.

All of our accounts include:

Plus, at Charles River Bank, every deposit is insured in full through a combination of insurance from the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF).

Premier Checking

For neighbors who can maintain $25,000 in total combined deposit balances or total combined loan balances.

Our most rewarding account, Premier Checking gives the highest level of banking benefits and services – including our best rates.


Special offers:

  • $100 off mortgage closing costs
  • 25% off first-year safe deposit box rental
  • Free money orders
  • Special CD offers

Choice Plus Checking

For individuals and families with combined balances of $5,000 or more – including deposits and loans.

Choice Plus Checking offers a competitive interest rate on balances, convenient access to your money, and mortgage discounts.


Special offers:

  • $100 off mortgage closing costs
  • Special CD offers

Choice Checking

For those looking for easy account access without worrying about monthly fees or balance requirements.

Choice Checking offers anytime access for managing your money and no monthly maintenance fees or minimum balance requirement.


  • 10 free non-CRB ATM withdrawals per month*

Overdraft Privilege Service

Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts. You can benefit from this by avoiding high charges from merchants while giving you more flexibility in managing your funds. This is not a line of credit.

Personal Connections. Powerful Solutions.

To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

*Other financial institutions may impose an ATM usage surcharge. Look for the SUM or MoneyPass logos to avoid surcharges.


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