Statement of Condition
| December 31, 2022 | December 31, 2021 | |
| Assets | ||
| Cash and Due From Banks | $6,488,214 | $46,967,676 |
| Federal Funds | 0 | 0 |
| Fed Home Loan Bank Stock | 302,200 | 298,200 |
| Federal Reserve Stock | 437,250 | 651,100 |
| Co-operative Central Bank | 0 | 0 |
| Investments and Securities | 65,104,657 | 64,846,933 |
| R.E. Mortgage Loans | 133,813,361 | 120,410,331 |
| Commercial Loans | 73,682,919 | 73,465,015 |
| Loans on Deposits | 825,258 | 688,794 |
| Consumer Loans | 6,948,121 | 6,187,919 |
| Provision for Loan Losses | (1,497,270) | (1,385,513) |
| Bank Premises and Equipment | 9,045,800 | 7,294,321 |
| Other Assets | 12,810,102 | 9,535,298 |
| Total Assets | $307,960,612 | $328,960,074 |
| Liabilities and Surplus | ||
| Term Deposit Accounts | $54,917,559 | $75,097,453 |
| Money Market Accounts | 32,237,448 | 32,865,302 |
| Savings Accounts | 90,929,701 | 92,924,733 |
| NOW Checking Accounts | 31,665,583 | 33,046,234 |
| Non-Interest Checking Accounts | 74,199,807 | 68,501,308 |
| Christmas Club Accounts | 30,738 | 28,428 |
| Loan Escrow Deposits | 531,501 | 531,920 |
| Total Deposits | $284,512,337 | $302,995,378 |
| Borrowed Money | 4,281,000 | 0 |
| Other Liabilities | 3,648,560 | 3,448,163 |
| Surplus | 15,518,715 | 22,516,533 |
| Total Liabilities and Surplus | $307,960,612 | $328,960,074 |
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