Statement of Condition

December 31, 2020December 31, 2019
Cash and Due From Banks$32,520,236$24,267,114
Federal Funds00
Fed Home Loan Bank Stock295,200825,000
Federal Reserve Stock615,100592,950
Co-operative Central Bank0334,830
Investments and Securities41,880,38241,314,833
R.E. Mortgage Loans118,492,608107,427,584
Commercial Loans73,473,32060,220,334
Loans on Deposits808,927665,740
Consumer Loans6,097,1205,940,178
Provision for Loan Losses(1,243,048)(1,139,183)
Bank Premises and Equipment7,635,2737,723,734
Other Assets8,917,2378,712,504
Total Assets $289,492,355$256,885,618
Liabilities and Surplus
Term Deposit Accounts $75,155,442$70,049,230
Money Market Accounts28,829,40622,056,070
Savings Accounts75,548,19760,127,235
NOW Checking Accounts30,064,82625,377,229
Non-Interest Checking Accounts53,473,95542,169,191
Christmas Club Accounts31,56826,449
Loan Escrow Deposits485,563475,233
Total Deposits $263,588,957 $220,280,636
Borrowed Money013,000,000
Other Liabilities3,219,4073,025,112
Total Liabilities and Surplus $289,492,355 $256,885,618

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