Statement of Condition

December 31, 2022December 31, 2021
Cash and Due From Banks$6,488,214$46,967,676
Federal Funds00
Fed Home Loan Bank Stock302,200298,200
Federal Reserve Stock437,250651,100
Co-operative Central Bank00
Investments and Securities65,104,65764,846,933
R.E. Mortgage Loans133,813,361120,410,331
Commercial Loans73,682,91973,465,015
Loans on Deposits825,258688,794
Consumer Loans6,948,1216,187,919
Provision for Loan Losses(1,497,270)(1,385,513)
Bank Premises and Equipment9,045,8007,294,321
Other Assets12,810,1029,535,298
Total Assets$307,960,612$328,960,074
Liabilities and Surplus
Term Deposit Accounts$54,917,559$75,097,453
Money Market Accounts32,237,44832,865,302
Savings Accounts90,929,70192,924,733
NOW Checking Accounts31,665,58333,046,234
Non-Interest Checking Accounts74,199,80768,501,308
Christmas Club Accounts30,73828,428
Loan Escrow Deposits531,501531,920
Total Deposits$284,512,337$302,995,378
Borrowed Money4,281,0000
Other Liabilities3,648,5603,448,163
Total Liabilities and Surplus$307,960,612$328,960,074

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