Statement of Condition

December 31, 2023December 31, 2022
Assets
Cash and Due From Banks$18,870,785$6,488,214
Federal Funds00
Fed Home Loan Bank Stock246,700302,200
Federal Reserve Stock443,350437,250
Investments and Securities52,255,81065,104,657
R.E. Mortgage Loans131,776,403133,813,361
Commercial Loans71,712,81673,682,919
Loans on Deposits564,586825,258
Consumer Loans7,351,1736,948,121
Provision for Loan Losses(1,461,582)(1,497,270)
Bank Premises and Equipment8,867,1789,045,800
Other Assets12,178,82212,810,102
Total Assets$302,806,042$307,960,612
Liabilities and Surplus
Term Deposit Accounts$70,525,663$54,917,559
Money Market Accounts39,389,08732,237,448
Savings Accounts77,807,06090,929,701
NOW Checking Accounts27,934,32931,665,583
Non-Interest Checking Accounts65,415,87574,199,807
Christmas Club Accounts25,74830,738
Loan Escrow Deposits507,454531,501
Total Deposits$281,605,216$284,512,337
Borrowed Money04,281,000
Other Liabilities3,712,9803,648,560
Surplus17,487,84615,518,715
Total Liabilities and Surplus$302,806,042$307,960,612

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