Statement of Condition

December 31, 2018December 31, 2017
Cash and Due From Banks$20,466,272$12,551,212
Federal Funds00
Fed Home Loan Bank Stock1,403,8001,095,300
Federal Reserve Stock565,100565,400
Co-operative Central Bank334,830334,830
Investments and Securities22,453,28227,776,002
R.E. Mortgage Loans108,085,669109,116,889
Commercial Loans61,992,69659,929,379
Loans on Deposits599,394656,294
Consumer Loans4,717,0993,708,454
Provision for Loan Losses(1,120,195)(1,114,642)
Bank Premises and Equipment8,265,9348,311,200
Other Assets8,355,74111,625,223
Total Assets$236,119,623$234,555,541
Liabilities and Surplus
Term Deposit Accounts$55,692,077$57,905,444
Money Market Accounts19,967,76928,206,171
Savings Accounts60,630,57159,488,959
NOW Checking Accounts20,440,94820,811,798
Non-Interest Checking Accounts34,834,63834,018,721
Christmas Club Accounts27,68327,374
Loan Escrow Deposits386,708424,511
Total Deposits$191,980,394$200,882,978
Borrowed Money22,000,00012,000,000
Other Liabilities2,888,5872,678,515
Total Liabilities and Surplus$236,119,623$234,555,541

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