Statement of Condition
| December 31, 2021 | December 31, 2020 | |
| Assets | ||
| Cash and Due From Banks | $46,967,676 | $32,520,236 |
| Federal Funds | 0 | 0 |
| Fed Home Loan Bank Stock | 298,200 | 295,200 |
| Federal Reserve Stock | 651,100 | 615,100 |
| Co-operative Central Bank | 0 | 0 |
| Investments and Securities | 64,846,933 | 41,880,382 |
| R.E. Mortgage Loans | 120,410,331 | 118,492,608 |
| Commercial Loans | 73,465,015 | 73,473,320 |
| Loans on Deposits | 688,794 | 808,927 |
| Consumer Loans | 6,187,919 | 6,097,120 |
| Provision for Loan Losses | (1,385,513) | (1,243,048) |
| Bank Premises and Equipment | 7,294,321 | 7,635,273 |
| Other Assets | 9,535,298 | 8,917,237 |
| Total Assets | $328,960,074 | $289,492,355 |
| Liabilities and Surplus | ||
| Term Deposit Accounts | $75,097,453 | $75,155,442 |
| Money Market Accounts | 32,865,302 | 28,829,406 |
| Savings Accounts | 92,924,733 | 75,548,197 |
| NOW Checking Accounts | 33,046,234 | 30,064,826 |
| Non-Interest Checking Accounts | 68,501,308 | 53,473,955 |
| Christmas Club Accounts | 28,428 | 31,568 |
| Loan Escrow Deposits | 531,920 | 485,563 |
| Total Deposits | $302,995,378 | $263,588,957 |
| Borrowed Money | 0 | 0 |
| Other Liabilities | 3,448,163 | 3,219,407 |
| Surplus | 22,516,533 | 22,683,991 |
| Total Liabilities and Surplus | $328,960,074 | $289,492,355 |
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