Statement of Condition

December 31, 2019December 31, 2018
Cash and Due From Banks$24,267,114$20,466,272
Federal Funds00
Fed Home Loan Bank Stock825,0001,403,800
Federal Reserve Stock592,950565,100
Co-operative Central Bank334,830334,830
Investments and Securities41,314,83322,453,282
R.E. Mortgage Loans107,427,584108,085,669
Commercial Loans60,220,33461,992,696
Loans on Deposits665,740599,394
Consumer Loans5,940,1784,717,099
Provision for Loan Losses(1,139,183)(1,120,195)
Bank Premises and Equipment7,723,7348,265,934
Other Assets8,712,5048,355,741
Total Assets$256,885,618$236,119,623
Liabilities and Surplus
Term Deposit Accounts$70,049,230$55,692,077
Money Market Accounts22,056,07019,967,769
Savings Accounts60,127,23560,630,571
NOW Checking Accounts25,377,22920,440,948
Non-Interest Checking Accounts42,169,19134,834,638
Christmas Club Accounts26,44927,683
Loan Escrow Deposits475,233386,708
Total Deposits$220,280,636$191,980,394
Borrowed Money13,000,00022,000,000
Other Liabilities3,025,1122,888,587
Total Liabilities and Surplus$256,885,618$236,119,623

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