Mortgages

Couple in their new home

No matter what your homeownership dream – to borrow, purchase, build, or refinance a home, Charles River offers a mortgage to meet your needs – and almost any budget.

All our mortgages feature competitive rates, flexibility, and personal guidance from our knowledgeable lenders. Plus we make it easy to get started with our online application.

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Fixed Rate Mortgages

For neighbors looking for the peace of mind of set monthly payments.

Fixed-rate mortgages are ideal for those planning to stay put, or who don’t want to worry about payment changes.

Adjustable Rate Mortgages

For individuals and families looking for more flexibility, or a lower initial payment.

Adjustable Rate Mortgages are a great choice if you plan on moving in a few years, or expect your income to rise over time.

Construction Loans

For those planning on designing and building the home of their dreams.

We can make the process of purchasing the land and building the home easier and more affordable – with one closing.

MassHousing Mortgages

For homebuyers in Massachusetts at or below the area’s median income limits.

We work with MassHousing to offer mortgages with low down payment options, fixed rates, and low mortgage insurance premiums.

FHA Mortgages

For homebuyers with lower credit scores or limited funds for a downpayment.

A federally insured, fixed-rate FHA mortgage offers low down payments and competitive interest rates.

VA Mortgages

For active duty military personnel, veterans, or reservists purchasing a home.

Qualified veterans could be eligible for a fixed-rate mortgage with low or no down payments.

Refinancing

For homeowners looking to make the most of their mortgage.

Refinancing your current mortgage can be a great way to reduce your monthly payment, reduce the interest paid over the life of the loan, or to consolidate debt. Let our team of experienced mortgage advisors help you determine what program would work best for you and your budget.

Personal Connections. Powerful Solutions.

To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

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