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Mortgage Rates

Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.

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Conventional Mortgages

Conventional Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
30 Year Fixed26.250%6.487%$6.16
30 Year Fixed16.625%6.767%$6.40
30 Year Fixed07.000%7.045%$6.65
30 Year Fixed - Portfolio07.125%7.150%$6.74
20 Year Fixed25.875%6.183%$7.09
20 Year Fixed16.250%6.434%$7.31
20 Year Fixed06.750%6.808%$7.60
15 Year Fixed25.500%5.884%$8.17
15 Year Fixed16.000%6.229%$8.44
15 Year Fixed06.625%6.697%$8.78
10 Year Fixed25.500%6.046%$10.85
10 Year Fixed16.000%6.324%$11.10
10 Year Fixed06.625%6.726%$11.42
*Annual Percentage Rate (APR) as of 05/25/2023, and is subject to change without notice. APR assumes a $300,000 single-family, owner-occupied purchase or refinance transaction with the following characteristics: 20% equity, a minimum 760 credit score, and a 40-day closing. Payment amounts shown do not include real estate taxes and insurance premiums. Subject to credit approval. Rates can change at any time.

Mortgage Type

TypeMaximum Amount***
One Unit$726,200.00
Two Units$929,850.00
Three Units$1,123,900.00
Four Units$1,396,800.00
For more information, or to apply now, visit our Online Mortgage Center.

***Limits vary per State/Country

Government Mortgage Programs

Government Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
Mass Housing - 30 Year MortgageNot available at this time.
*Annual Percentage Rate (APR) as of 05/11/20 and is subject to change without notice. APR assumes a single family, owner occupied purchase. All borrowers must be a First Time Homebuyer and may not own any other real estate. The completion of a homebuyer education course will be required. MassHousing's income and acquisition costs limits apply. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at anytime.

Jumbo Mortgages

Jumbo Loan Rate - Fixed Rate 30 Year Mortgage

Jumbo Mortgage LoanTerm in YearsPointsInterest RateAPR$ per $1000
Jumbo Loan Rate - Fixed3007.250%7.301%$6.82
*Annual Percentage Rate (APR) as of 05/25/2023 and is subject to change without notice. The APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $726,201. The payment amounts shown do not include real estate taxes and homeowner’s insurance premiums. Subject to credit approval. Interest rates can change at any time. Any loan request over $1,000,000 will be considered and priced on a case by case basis.

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To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

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