Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.
Mortgage Rates
Conventional Mortgage Rates
| Mortgage Program | Points | Interest Rate | APR* | $ Per $1000 |
|---|---|---|---|---|
| 30 Year Fixed | 2 | 3.500% | 3.701% | $4.49 |
| 30 Year Fixed | 1 | 3.750% | 3.870% | $4.63 |
| 30 Year Fixed | 0 | 4.000% | 4.037% | $4.77 |
| 30 Year Fixed - Portfolio Loan | 0 | 3.750% | 3.787% | $4.63 |
| 20 Year Fixed | 2 | 3.250% | 3.529% | $5.67 |
| 20 Year Fixed | 1 | 3.500% | 3.665% | $5.80 |
| 20 Year Fixed | 0 | 3.750% | 3.801% | $5.93 |
| 20 Year Fixed - Portfolio Loan | 0 | 3.625% | 3.676% | $5.86 |
| 15 Year Fixed | 2 | 2.875% | 3.232% | $6.85 |
| 15 Year Fixed | 1 | 3.125% | 3.336% | $6.97 |
| 15 Year Fixed | 0 | 3.500% | 3.566% | $7.15 |
| 15 Year Fixed - Portfolio Loan | 0 | 3.250% | 3.315% | $7.03 |
| 10 Year Fixed | 0 | 3.500% | 3.595% | $9.89 |
| 10 Year Fixed - Portfolio Loan | 0 | 3.125% | 3.220% | $9.71 |
| 5/1 Year Adjustable - 30 Year Mortgage | 0 | 4.125% | 4.330% | $4.85 |
| 7/1 Year Adjustable - 30 Year Mortgage | 0 | 4.250% | 4.361% | $4.92 |
Mortgage Type
| Type | Maximum Amount*** |
|---|---|
| One Unit | $484,350.00 |
| Two Units | $620,200.00 |
| Three Units | $749,650.00 |
| Four Units | $931,600.00 |
***Limits vary per State/Country
Government Mortgage Rates
| Mortgage Program | Points | Interest Rate | APR* | $ Per $1000 |
|---|---|---|---|---|
| Mass Housing - 30 Year Mortgage | 0 | 4.375% | 4.709% | $4.99 |
Jumbo Mortgage Rates
| Type MAX LTV-90% Purchases Primary Residence Only - (other rates available for condos and second homes) | Term in Years | Points | Interest Rate | APR* | $ per $1000** |
|---|---|---|---|---|---|
| Jumbo Loan Rate - Fixed | 30 | 0 | 4.500% | 4.535% | $5.07 |
| Jumbo Loan Rate - 7/1 Year Adjustable | 30 | 0 | 4.750% | 4.527% | $5.22 |
Personal Connections. Powerful Solutions.
To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.
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