Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.
Mortgage Rates
Conventional Mortgage Rates
| Mortgage Program | Points | Interest Rate | APR* | $ Per $1000 |
|---|---|---|---|---|
| 30 Year Fixed | 2 | 4.500% | 4.756% | $5.07 |
| 30 Year Fixed | 1 | 4.625% | 4.794% | $5.14 |
| 30 Year Fixed | 0 | 4.875% | 4.958% | $5.29 |
| 30 Year Fixed | 0/No Closing Costs | 5.500% | 5.500% | $5.68 |
| 20 Year Fixed | 2 | 4.250% | 4.599% | $6.19 |
| 20 Year Fixed | 1 | 4.500% | 4.731% | $6.33 |
| 20 Year Fixed | 0 | 4.625% | 4.737% | $6.39 |
| 20 Year Fixed | 0/No Closing Costs | 5.250% | 5.250% | $6.74 |
| 15 Year Fixed | 2 | 3.750% | 4.190% | $7.27 |
| 15 Year Fixed | 1 | 4.000% | 4.290% | $7.40 |
| 15 Year Fixed | 0 | 4.250% | 4.391% | $7.52 |
| 15 Year Fixed | 0/No Closing Costs | 4.875% | 4.875% | $7.84 |
| 10 Year Fixed | 0 | 4.250% | 4.453% | $10.24 |
| **5/1 Year Adjustable - 30 Year Mortgage |
*Annual Percentage Rate (APR) as of 9/19/18 and is subject to change without notice. APR assumes a single family, owner occupied purchase or refinance with 25% equity and a loan amount of $100,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval.
**Call the Lending Department at (508) 533-8661 for information on our 5/1 Year Adjustable Rate Mortgage program.
Mortgage Type
| Type | Maximum Amount*** |
|---|---|
| One Unit | $453,100.00 |
| Two Units | $580,150.00 |
| Three Units | $701,250.00 |
| Four Units | $871,450.00 |
***Limits vary per State/Country
Government Mortgage Rates
| Mortgage Program | Points | Interest Rate | APR* | $ Per $1000 |
|---|---|---|---|---|
| Mass Housing - 30 Year Mortgage | 0 | 4.625% | 4.760% | $5.14 |
| FHA & VA Mortgages | Call the Lending Department at (508) 533-8661 for information on our FHA & VA Mortgages | |||
*Annual Percentage Rate (APR) as of 7/30/18 and is subject to change without notice. APR assumes a single family, owner occupied purchase or refinance with 25% equity and a loan amount of $100,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval.
Jumbo Mortgage Rates
| Type MAX LTV-90% Purchases Primary Residence Only - (other rates available for condos and second homes) | Term in Years | Points | Interest Rate | APR* | $ per $1000** |
|---|---|---|---|---|---|
| Jumbo Loan Rates 5/1 Year Adjustable | 30 | Call the Lending Dept. at (508) 533-8661 | |||
Personal Connections. Powerful Solutions.
To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.
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