Mortgage Rates

Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.

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APPLY FOR A REFINANCE

Conventional Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
30 Year Fixed26.375%6.613%$6.24
30 Year Fixed16.625%6.767%
$6.40
30 Year Fixed06.875%6.919%$6.57
20 Year Fixed2%6.375%6.690%$7.38
20 Year Fixed16.625%6.812%
$7.53
20 Year Fixed06.875%
6.933%
$7.68
15 Year Fixed1.55.625%
6.051%
$8.24
15 Year Fixed06.125%6.196%
$8.51
10 Year Fixed1.55.750%
6.321%
$10.98
10 Year Fixed06.125%6.225%$11.16
*Annual Percentage Rate (APR) as of 10/06/22 and is subject to change without notice. APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $100,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at any time.

Mortgage Type

TypeMaximum Amount***
One Unit$647,200.00
Two Units$828,700.00
Three Units$1,001,650.00
Four Units$1,244,850.00
For more information, or to apply now, visit our Online Mortgage Center.

***Limits vary per State/Country

Government Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
Mass Housing - 30 Year Mortgage04.125%4.178%$4.85
*Annual Percentage Rate (APR) as of 05/11/20 and is subject to change without notice. APR assumes a single family, owner occupied purchase. All borrowers must be a First Time Homebuyer and may not own any other real estate. The completion of a homebuyer education course will be required. MassHousing's income and acquisition costs limits apply. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at anytime.

Jumbo Mortgage Rates - CALL FOR RATES

Jumbo Mortgage LoanTerm in YearsPointsInterest RateAPR$ per $1000
Jumbo Loan Rate - Fixed
Subject to credit approval. ***CALL FOR RATES***

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