Mortgage Rates

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Conventional Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
30 Year Fixed25.375%5.599%$5.60
30 Year Fixed15.625%5.759%$5.76
30 Year Fixed06.000%6.042%$6.00
30 Year Fixed - Portfolio06.250%6.293%$6.16
20 Year Fixed25.125%5.425%$6.67
20 Year Fixed15.250%5.427%$6.74
20 Year Fixed05.625%5.680%$6.95
15 Year Fixed24.625%5.116%$7.71
15 Year Fixed14.875%5.097%$7.84
15 Year Fixed05.250%5.319%$8.04
10 Year Fixed24.625%5.281%$10.42
10 Year Fixed14.875%5.314%$10.55
10 Year Fixed05.250%5.474%$10.73
*Annual Percentage Rate (APR) as of 02/01/23 and is subject to change without notice. APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $300,000.00. Payment amounts shown do not include real estate taxes and insurance premiums. Subject to credit approval. Rates can change at any time.

**Annual Percentage Rate (APR) as of 02/01/23 and is subject to change without notice. The APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $300,000. The payment amount shown does not include real estate taxes and homeowner’s insurance premiums.

**The Annual Percentage Rate (APR) may increase during the life of the loan. At the time of an interest rate change, the new interest rate will be determined by adding the Index (1 Year Treasury rate) at the time to the Margin (2.75%), rounded to the nearest one-eighth percentage point. Each interest rate adjustment is limited to 2% from the current interest rate, with a total adjustment over the life of the loan of 6% from the original Loan Note rate. For investment properties, please add 0.50% to the interest rate. Subject to credit approval. Interest rates can change at any time.

Mortgage Type

TypeMaximum Amount***
One Unit$726,200.00
Two Units$929,850.00
Three Units$1,123,900.00
Four Units$1,396,800.00
For more information, or to apply now, visit our Online Mortgage Center.

***Limits vary per State/Country

Government Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
Mass Housing - 30 Year MortgageNot available at this time.
*Annual Percentage Rate (APR) as of 05/11/20 and is subject to change without notice. APR assumes a single family, owner occupied purchase. All borrowers must be a First Time Homebuyer and may not own any other real estate. The completion of a homebuyer education course will be required. MassHousing's income and acquisition costs limits apply. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at anytime.

Jumbo Loan Rate - Fixed Rate 30 Year Mortgage

Jumbo Mortgage LoanTerm in YearsPointsInterest RateAPR$ per $1000
Jumbo Loan Rate - Fixed3006.250%6.293%$6.16
*Annual Percentage Rate (APR) as of 01/19/2023 and is subject to change without notice. The APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $650,000. The payment amounts shown do not include real estate taxes and homeowner’s insurance premiums. Subject to credit approval. Interest rates can change at any time.

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