Mortgage Rates

Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.

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Conventional Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
30 Year Fixed24.500%4.756%$5.07
30 Year Fixed14.625%4.794%$5.14
30 Year Fixed04.875%4.958%$5.29
30 Year Fixed0/No Closing Costs5.500%5.500%$5.68
20 Year Fixed24.250%4.599%$6.19
20 Year Fixed14.500%4.731%$6.33
20 Year Fixed04.625%4.737%$6.39
20 Year Fixed0/No Closing Costs5.250%5.250%$6.74
15 Year Fixed23.750%4.190%$7.27
15 Year Fixed14.000%4.290%$7.40
15 Year Fixed04.250%4.391%$7.52
15 Year Fixed0/No Closing Costs4.875%4.875%$7.84
10 Year Fixed04.250%4.453%$10.24
**5/1 Year Adjustable - 30 Year Mortgage
Payments do not include amounts for taxes and insurance premiums.

*Annual Percentage Rate (APR) as of 9/19/18 and is subject to change without notice. APR assumes a single family, owner occupied purchase or refinance with 25% equity and a loan amount of $100,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval.

**Call the Lending Department at (508) 533-8661 for information on our 5/1 Year Adjustable Rate Mortgage program.

Mortgage Type

TypeMaximum Amount***
One Unit$453,100.00
Two Units$580,150.00
Three Units$701,250.00
Four Units$871,450.00
For more information, or to apply now, visit our Online Mortgage Center.

***Limits vary per State/Country

Government Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
Mass Housing - 30 Year Mortgage04.625%4.760%$5.14
FHA & VA MortgagesCall the Lending Department at (508) 533-8661 for information on our FHA & VA Mortgages
Payments do not include amounts for taxes and insurance premiums.

*Annual Percentage Rate (APR) as of 7/30/18 and is subject to change without notice. APR assumes a single family, owner occupied purchase or refinance with 25% equity and a loan amount of $100,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval.

Jumbo Mortgage Rates

Type
MAX LTV-90%
Purchases Primary Residence Only - (other rates available for condos and second homes)
Term in YearsPointsInterest RateAPR*$ per $1000**
Jumbo Loan Rates
5/1 Year Adjustable
30Call the Lending Dept.
at (508) 533-8661
Call the Lending Department at (508) 533-8661 for information on our Jumbo Loan 5/1 Year Adjustable Rate Mortgage program.

Personal Connections. Powerful Solutions.

To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

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