Mortgage Rates

Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.

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Conventional Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
30 Year Fixed23.750%3.954%$4.63
30 Year Fixed14.000%4.121%$4.77
30 Year Fixed04.125%4.163%$4.85
20 Year Fixed13.875%4.043%$5.99
20 Year Fixed04.000%4.052%$6.06
15 Year Fixed13.375%3.588%$7.09
15 Year Fixed03.500%3.566%$7.15
10 Year Fixed03.500%3.595%$9.89
*Annual Percentage Rate (APR) as of 04/09/20 and is subject to change without notice. APR assumes a single family, owner occupied purchase or refinance with 25% equity and a loan amount of $100,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at anytime.

Mortgage Type

TypeMaximum Amount***
One Unit$510,400.00
Two Units$653,550.00
Three Units$789,950.00
Four Units$981,700.00
For more information, or to apply now, visit our Online Mortgage Center.

***Limits vary per State/Country

Government Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*$ Per $1000
Mass Housing - 30 Year Mortgage04.125%4.178%$4.85
*Annual Percentage Rate (APR) as of 04/09//20 and is subject to change without notice. APR assumes a single family, owner occupied purchase. All borrowers must be a First Time Homebuyer and may not own any other real estate. The completion of a homebuyer education course will be required. MassHousing's income and acquisition costs limits apply. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at anytime.

Jumbo Mortgage Rates

Type
MAX LTV-90%
Purchases Primary Residence Only - (other rates available for condos and second homes)
Term in YearsPointsInterest RateAPR*$ per $1000**
Jumbo Loan Rate - Fixed3004.125%4.163%$4.85
*Annual Percentage Rate (APR) as of 04/09/20 and is subject to change without notice. APR assumes a single family, owner occupied purchase or refinance with 25% equity and a loan amount of $500,000. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval.

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To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.

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