Pelliccia Joins Charles River Bank as Mortgage Consultant

Charles River Bank (CRB) is proud to announce the addition of Mortgage Consultant Kim Pelliccia. In her new position, Pelliccia will guide homebuyers and homeowners through the mortgage financing process, provide loan pre-qualifications for those looking to purchase, offer expert advice on home equity options, and coordinate educational programs for Realtors® and potential customers.


Pelliccia brings to the bank a combined 20 years of customer service excellence, sales, marketing, administrative, and real estate experience. Holding a high honors Business degree from Fisher College, Pelliccia has held support roles in the retail, manufacturing, and construction industries, and was a real estate paralegal and a prior licensed Realtor® in RI and MA.  Originally from Providence, RI, Pelliccia now resides in Seekonk, MA with her family and enjoys watching her children play sports, visiting beaches, and discovering new restaurants.


Having acquired her first home in 2017, navigating through a complex short-sale purchase, Pelliccia is excited to share her personal experience and knowledge of the industry with others to help them achieve their goal of home ownership.  Pelliccia can assist with first time homebuyer programs, fixed and adjustable rate loans with terms from 10 to 30 years, jumbo loans, purchase with rehab programs, Mass Housing loans, construction loans, home equity loans, and potential eligibility of her customers for down payment and closing cost grants through the Federal Home Loan Bank’s Equity Builder Program.


Pelliccia will be based out of Charles River Bank’s Bellingham, MA office, conveniently located off of Rte. 495 on Route 140 at the Bellingham/Franklin town line.  She is available for consultations by phone or in person and will be following through on applications submitted to her through CRB’s 24 hour Online Mortgage Center (


“We are excited to have Kim join our team.  Kim brings tremendous energy and a desire to provide the highest level of expertise and open communication from a customer’s first inquiry through loan closing.  Our mortgage customers and Realtors will benefit from her experience in the real estate industry, as well as her extensive customer service background,” said Charles River Bank President & CEO Jack Hamilton.


Pelliccia can be reached at or 508-321-3160.

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Charles River Bank Sponsors Medway Summer Concert Series

Charles River Bank is a proud sponsor of this year’s Medway Summer Concert Series in conjunction with the Medway Parks and Recreation Department. Concerts will be held Mondays in July at Choate Park in Medway from 6:00pm to 8:00pm. The program is also supported by a grant from the Medway Cultural Council, which supports various programs that promote access, education and diversity in the arts, humanities and interpretive sciences.

This year’s schedule of performers includes:

-July 8: The Chris Ross Band
-July 15: The Dan Rice Project
-July 22: Lake Shore Drive Band
-July 29: The Reminisants

“We love the idea of a summer concert series at Medway’s redesigned and newly upgraded Choate Park. It’s the perfect place for our community to get together and discover some very talented local artists. We are so happy to sponsor these concerts so everyone can get outside and enjoy an evening with friends, family and music in beautiful Choate Park,” said Charles River Bank’s Senior Vice President of Customer Care and Relationship Development Ann Sherry.

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Charles River Bank is Premier Sponsor of Medway Foundation for Education’s “Dodging 4 Schools”

Charles River Bank donated $1,000 to the Medway Foundation for Education (MFE) as Premier Sponsor of their Dodging 4 Schools Annual Dodgeball Tournament. This year’s tournament will be held on March 23rd at 11:00am at the Medway Middle School.

The Medway Foundation for Education was formed in 2002 to help raise funds to support local, educational-based special initiatives that enhance programs offered through the Medway Public Schools. Charles River Bank has always been deeply committed to the MFE, supporting its fundraising efforts and events held throughout the year. Bank officers have served on the MFE board since its founding. Currently, Charles River Bank AVP/Medway Operations Manager Nancy MacLeod is a member of the MFE Board of Directors.

To date, the MFE has provided over $270,000 in grants to Medway Public Schools through fundraising events like the Dodgeball Tournament and Trivia Bee. This year, the MFE Board of Directors has awarded grants to establish a new Collaborative Classroom with updated technologies for Medway High School students, a Lightboard Studio that creates video lectures for Medway Middle School students and an interactive Lego table for Medway Elementary School students.

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Three Students Awarded Scholarships from Charles River Bank

(Medway, MA)- Charles River Bank President & CEO Jack Hamilton is pleased to award annual scholarships from Charles River Bank to Catherine Dunne, Lillian Sears and Jessica Daly. All three students are 2018 graduates of Medway High School. Scholarship recipients must demonstrate that they have successfully completed their first semester of college and are enrolled for second semester classes. Dunne is studying accounting at the Isenberg School of Management at the University of Massachusetts Amherst and is also pursuing a minor in economics. Sears is in her freshmen year at Westfield State where she is majoring in criminal justice. Daly attends Arizona State University and is majoring in biomedical sciences with the intent to pursue a graduate degree in physical therapy.

To be eligible for a scholarship, students must either participate as a student-teller in the School Bank Program at Medway High School where Charles River Bank operates a full-service educational branch, or be employed at any of Charles River Bank’s three branches.  Student-tellers at the Medway High School office earn school credit as tellers at the school branch.  They learn about banking operations, regulations, financial services and marketing.

“Catherine, Lilly and Jess are articulate, intelligent and very deserving of these scholarships. They stood out in our High School Bank Program and it’s exciting to see them succeed in their college careers. I look forward to seeing what their futures hold,” said Hamilton.

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Charles River Bank’s VP & Director of Financial Services Clinton McHoul Earns CFP® Certification

Clint McHoul

Clint McHoul CFP®, VP/Director of Financial Services at Charles River Bank in Medway, MA has been authorized by the Certified Financial Planner Board of Standards (CFP Board) to use the CERTIFIED FINANCIAL PLANNER™ and CFP® certification marks in accordance with CFP Board certification and renewal requirements. Mr. McHoul joined Charles River Bank in 2017 with more than 10 years of experience working with clients providing expertise with their retirement planning, education funding, business continuity planning, investments and insurance.

The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination covering the following areas:  the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning.  CFP® professionals also agree to meet ongoing continuing education requirements and to uphold CFP Board’s Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards.

“Charles River Bank’s customers have a great resource with Clint.  They can be assured of receiving the highest level of professionalism and expertise with all their financial planning, investment and insurance needs. His CFP® certification truly differentiates him from other Financial Advisors and we are very proud of his accomplishment,” stated Charles River Bank President & CEO Jack Hamilton.

To make an appointment with Clint, please call 508-321-3144 or email him at


About the CFP Board:

CFP Board is a nonprofit certification organization with a mission to benefit the public by granting the CFP® certification and upholding it as the recognized standard of excellence for personal financial planning.  CFP Board owns the certification marks CFP®, Certified Financial Planner™ and federally registered CFP (with plaque design) and CFP (with flame design) in the U.S., which it awards to individuals who successfully complete initial and ongoing certification requirements.  CFP Board currently authorizes more than 80,000 individuals to use these marks in the United States.  For more about CFP Board, visit

About Charles River Bank:

Charles River Bank—with assets of $235 million—was founded in 1915, and continues to offer a wide range of individual and business banking services. The Bank’s Main Office is located at 70 Main Street in Medway, with state-of-the-art branches located on the Bellingham/Franklin town line on Route 140 and in Mendon at 1 Hastings Street, at the intersection of Rte. 16 and North Avenue. Charles River Bank also operates a branch in Medway High School that serves as an educational facility and full-service branch. In 2018, Charles River Bank contributed more than $37,000 to community non-profit organizations. For more information call 508-533-8661 or visit

It is important that our customers understand that the products and services available through our Financial Advisor may not be considered: a deposit, are not FDIC Insured, are not insured by a Federal Government Agency, are not guaranteed by the bank, and may go down in value. The products and services are subject to market conditions and involve investment risk, including the possibility of loss of value. Advisory Service through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Charles River Bank and Cambridge are not affiliated. Securities offered through Cambridge Investment Research, Inc., a broker/dealer, Member FINRA/SIPC.

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Charlie with rendering of website

Welcome to our new website

Our new site features an updated design which “responds” to the size of your screen, expanded client resource center, and personal stories from our customers and team. We have also included a new tool to assist our visitors with vision or physical limitations and will continue to explore ways to improve accessibility for everyone.

You can login from any page on our site.

Customers who access their personal or business accounts with online banking will be able to access their accounts throughout the site with a single login, located in the top navigation.

We hope you like our new site and look forward to adding new content and capabilities in the coming months.

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Charles River Bank Hires New Commercial Loan Officer

Assistant Vice President/Commercial Loan Officer, Sean Coyle

Assistant Vice President/Commercial Loan Officer, Sean Coyle

Charles River Bank (CRB) is proud to announce the addition of Sean Coyle as Assistant Vice President/Commercial Loan Officer. In his new position, Coyle will develop new relationships and expand existing relationships with CRB’s business customers by identifying their business goals and providing solutions to reach those objectives. Offering commercial lending programs including Commercial Real Estate Lending, Asset and Equipment Financing, Lines of Credit and SBA loans is his focus.

Coyle has fifteen years of experience in the financial services industry including Commercial Lending, Business Development, and Branch Management. Prior to joining Charles River Bank, he worked at Main Street Bank as an Assistant Vice President and Senior Relationship Manager. Preceding his tenure at Main Street Bank, he also held various positions at Milford National Bank, Commerce Bank, Strata Bank and Citizens Bank.

Coyle lives in Bellingham with his wife of 13 years, Brooke, and his twin 11 year olds, Liam and Keara. He is credit trained by Credit Training, Inc. in Westborough and attended The New England School for Financial Studies at the Babson Executive Center. In his free time, he enjoys golfing, reading and supporting the local community. Presently, Coyle is the Treasurer for the Westborough Rotary Club and on the Board of Directors for both the Westborough Public Library Foundation and Six Degrees Networking.

“I am proud to welcome Sean to our Commercial Lending team. His previous work experience and community involvement directly align with Charles River Bank’s vision and mission. I look forward to seeing Sean develop and cultivate new and existing business relationships throughout the local community,” said Charles River Bank President and CEO Jack Hamilton.

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Charles River Bank Marketing and Retail Banking Support Representative Catrina Lopes, Salvation Army Major Dave Irwin and Charles River Bank President and CEO Jack Hamilton display a selection of the hundreds of toys donated this year by the bank to the Salvation Army’s Adopt-A-Family Program.

Charles River Bank Delivers a Merry Christmas for 45 Children with the Salvation Army Adopt-A-Family Program in Milford

Caption: Charles River Bank Marketing and Retail Banking Support Representative Catrina Lopes, Salvation Army Major Dave Irwin and Charles River Bank President and CEO Jack Hamilton display a selection of the hundreds of toys donated this year by the bank to the Salvation Army’s Adopt-A-Family Program.

Charles River Bank shared in the Christmas spirit this year through their partnership with the Milford Salvation Army’s Adopt-A-Family Program. The bank adopted 45 children, and through the generosity of the bank’s employees and customers, all 45 received many items on their wish lists including bikes, roller blades, dolls and coats. Marketing and Retail Banking Support Representative Catrina Lopes organized the yearly tradition for the bank by getting the children’s lists from the Salvation Army and making sure each child was adopted and received what they asked for.

Charles River Bank President and CEO Jack Hamilton stated, “Our local community members show time and time again what it means to come together for the greater good. The amount of toys and clothing purchased for these children is astounding. We are happy to partner with the Salvation Army for this wonderful program, and seeing the generosity of our employees and community members reminds me of why we do this every year.”

The Adopt-A-Family program aims to help local families who have fallen on hard times make Christmas a special time for their children. Parents submit a wish-list for their children detailing their first name, age, gender, clothing sizes and some games and toys they would like to receive. Local businesses and community groups adopt a certain number of children then donors select a wish-list and purchase the items requested.

“The holiday season is a time when we depend on community support the most in order to bring Christmas to those in need. The joy in the eyes of a child when they receive a toy, the relief on the face of a parent when there is food for the family, the smile of the homeless person as they receive food and clothes and the gratitude someone expresses for help with a utility bill or rent . . . these are priceless gifts that the local community helps make possible,” said Major Jessie Irwin of the Milford Salvation Army.

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Equifax Breach


Yesterday, credit reporting agency Equifax announced that between May and August there had been a data breach affecting 143 million of their customers. Personal information potentially compromised include social security numbers, credit card numbers, driver’s license numbers, addresses and birthdates. To find out if you may have been affected by this breach, please visit and follow the online instructions. Equifax is offering one year of free credit monitoring, whether or not you were affected by this breach.

As a reminder, you are always entitled to receive a FREE copy of your credit report every 12 months from each of the three major credit reporting companies, Equifax, TransUnion, and Experian to ensure that the information on all of your credit reports is correct and up to date. Visit for more information.

The security of your personal information is a top priority at Charles River Bank and it is important to note that your Charles River Bank accounts have NOT been accessed and continue to remain secure. If you have any questions about your accounts with us, please call your Personal Banker at 508-533-8661.

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Charles River Bank Hires New Medway Market Manager


Tonia Marin

Assistant Vice President/Medway Market Manager Tonia Marin

Charles River Bank is proud to announce the addition of Tonia Marin, Assistant Vice President/Medway Market Manger to the Medway Office. In her new role, Marin will focus on providing customized banking solutions. She is responsible for deepening existing customer relationships as well as establishing new commercial and retail banking relationships. Marin will serve as a coach and leader for Charles River Bank’s Main Office retail banking team.

Marin is a native of Florida and lived in Ohio for 10 years before moving to Medway 14 years ago with her husband and two children. She brings with her two decades of experience in the banking and financial services industries. At Bank of America, Marin most recently was Relationship Manager in the Medway office and previously held the position of Vice President, Branch Manager & Small Business Coordinator in the Medfield office. While living in Ohio, she held Branch Manager/AVP positions at National City Bank and Bank One. Marin began her career at Prudential Securities after graduating from Stetson University in Florida with a B.B.A. in Finance and Corporate Financial Management. In her free time, she likes to hike, spend time with family and ride trails with the two horses she owns.

“Tonia is a wonderful addition to our Medway retail banking team. Her extensive industry and managerial experience combined with her commitment to providing the highest quality service makes her a great fit for both our customers and staff,” said Charles River Bank President and CEO Jack Hamilton.


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