Mortgage Rates

Turn to Charles River Bank for powerful mortgage solutions to borrow, purchase, build, or refinance a home.

Conventional Mortgage Rates

Mortgage Program	Points	Interest Rate	APR*	$ Per $1000
30 Year Fixed	2	6.250%	6.487%	$6.16
30 Year Fixed	1	6.500%	6.641%	$6.32
30 Year Fixed	0	6.875%	6.919%	$6.57
30 Year Fixed Portfolio	0	6.750%	6.794%	$6.49

20 Year Fixed	2	5.875%	6.183%	$7.09
20 Year Fixed	1	6.125%	6.308%	$7.24
20 Year Fixed	0	6.500%	6.557%	$7.46

15 Year Fixed	2	5.500%	5.884%	$8.17
15 Year Fixed	1	5.875%	6.103%	$8.37
15 Year Fixed	0	6.250%	6.321%	$8.57

10 Year Fixed	2	5.375%	5.920%	$10.79
10 Year Fixed	1	5.625%	5.947%	$10.91
10 Year Fixed	0	6.125%	6.225%	$11.16

*Annual Percentage Rate (APR) as of 11/20/2024, and is subject to change without notice. APR assumes a $300,000 single-family, owner-occupied purchase or refinance transaction with the following characteristics: 20% equity, a minimum 760 credit score, and a 40-day closing. Payment amounts shown do not include real estate taxes and insurance premiums. For investment properties and 2nd homes, add 0.50% to the Interest Rate. Subject to credit approval. Rates can change at any time.

Mortgage Type

Type	Maximum Amount***
One Unit	$766,550
Two Units	$981,500
Three Units	$1,186,350
Four Units	$1,474,400

For more information, or to apply now, visit our Online Mortgage Center.

***Limits vary per State/County

Government Mortgage Programs

Government Mortgage Rates

Mortgage Program	Points	Interest Rate	APR*	$ Per $1000
Mass Housing - 30 Year Mortgage	Not available at this time.

*Annual Percentage Rate (APR) as of 05/11/20 and is subject to change without notice. APR assumes a single family, owner occupied purchase. All borrowers must be a First Time Homebuyer and may not own any other real estate. The completion of a homebuyer education course will be required. MassHousing's income and acquisition costs limits apply. Payment amounts shown do not include taxes and insurance premiums. Subject to credit approval. Rates can change at anytime.

Jumbo Mortgages

Jumbo Loan Rate - Fixed Rate 30 Year Mortgage

Jumbo Mortgage Loan	Term in Years	Points	Interest Rate	APR	$ per $1000
Jumbo Loan Rate - Fixed	30	0	7.250%	7.295%	$6.82

*Annual Percentage Rate (APR) as of 11/12/2024 and is subject to change without notice. The APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $766,551. The payment amounts shown do not include real estate taxes and homeowner’s insurance premiums. Subject to credit approval. Interest rates can change at any time. Any loan request over $1,000,000 will be considered and priced on a case-by-case basis.

Personal Connections. Powerful Solutions.

To find out how your neighbors at Charles River Bank can help you achieve all your financial goals, visit one of our offices, use our contact form, or call us at (508) 533-8661.