Celebrating 15 Years in Bellingham


Join Us for Great Rates and Prizes

There’s something special about banking with people who care about you and your priorities, and can provide state-of-the-art solutions that make managing your money easier. For the past 15 years, we’ve brought this combination of personal connections and powerful solutions to our neighbors in Bellingham.

We’re celebrating this anniversary with great rates on a Ripple Effect 9 Month CD and valuable prizes, just like we offered during our Bellingham Grand Opening in 2009! Stop by any office to join the celebration.

Bellingham 15th Anniversary Party

Monday, April 1, 2024 • 8:30am – 4:00pm
2 South Maple Street • Bellingham

Food | Prizes | Giveaways

Ripple Effect 9 Month CD

Maximize your earnings – the more services you use, the more you earn!

To open a Ripple Effect 9 Month CD, you must maintain a Charles River Bank personal checking account and at least one Qualifying Service for the entire 9 month term.  All Ripple Effect 9 Month CD funds must originate from another Financial Institution.  Up to 4 Qualifying Services may be used to earn the Ripple Effect 9 Month CD special rates* shown in the rate chart.  Qualifying Services include:

Your Deposits Are Insured in Full
At Charles River Bank, your deposits are insured in full through a combination of coverage from the Federal Deposit Insurance Corporation (FDIC) and Depositors Insurance Fund (DIF). Learn more about Deposit Insurance.


*Ripple Effect 9 Month CD Rates
1 Qualifying Service: 4.27% Rate • 4.35% APY**
2 Qualifying Services: 4.55% Rate • 4.65% APY**
3 Qualifying Services: 4.84% Rate • 4.95% APY**
4 Qualifying Services: 5.13% Rate • 5.25% APY**


Let's Get Started

It may be Bellingham’s Anniversary, but we are celebrating at all our offices!

To open your account please stop by any of our offices during the Celebration. Or, give us a call at (508) 533-8661 if you have questions about the account.

Plus... enter to win a free Apple® iPad®

You could win one of three iPads** – one for each of our locations – perfect for managing your money with our Mobile Banking App. Stop by any of our locations to enter. No purchase necessary. Customers opening a Ripple Effect CD will automatically be entered.

Thank you for celebrating with us, and taking advantage of the powerful and convenient financial tools available when you make Charles River Bank part of your life.

**The Annual Percentage Yield (APY) stated assumes the required minimum balance and interest earned is kept on deposit for the 9 month term of the Certificate of Deposit (CD).  The APY is effective as of March 20, 2024 and subject to change without notice.  Minimum deposit to open a Ripple Effect 9 Month CD is $1,000.  All funds deposited into the CD must originate from another financial institution. You must also open or maintain a Charles River Bank personal checking account with at least one Qualifying Service for the 9 month term of the CD. One Ripple Effect 9 Month CD per tax ID owner. A penalty may be imposed for early withdrawal.  Fees may reduce earnings. At the end of the original 9 month term, the Ripple Effect 9 Month CD will convert to a standard 6 month CD and the rate may change.

Bellingham 15th Anniversary - iPad Giveaway

Eligibility: Open to legal U.S. residents who are 18 or older as of March 20, 2024. No purchase necessary to enter. Charles River Bank employees and immediate family members are prohibited from entering the giveaway. Void where prohibited.

How to enter: The iPad Giveaway sweepstakes begins on March 20, 2024 and ends on April 30, 2024 (the “Sweepstakes Period”).  The primary account owner of a Charles River Bank Ripple Effect 9 Month CD opened during the Sweepstakes Period will be automatically entered into the drawing.  Alternatively, you may enter by visiting a Charles River Bank branch and filling out an entry form. One entry form per person, per day is eligible during the Sweepstakes Period.

Odds: The odds of winning depend on the total number of eligible entries received.

Selection of winners:  One winner will be randomly selected from eligible entries in each of our three full-service locations – Bellingham (2 So. Maple St), Mendon (1 Hastings St.) and Medway (70 Main St.) -on 5/1/24.  Winners are eligible to only win once.  If the same person is selected a winner in more than one location, another winner will be randomly selected from eligible entries.

Notification: The winners will be notified by phone or email based on contact information in Charles River Bank records, or as provided on the entry form, and are subject to verification of eligibility and compliance with these Official Rules. In the event the winner does not accept the prize, the winner is ineligible or the prize or prize notification is not deliverable, an alternate winner may be selected.

Prize: The winners will receive a 10.9” 256 GB iPad.

How to Claim iPad: iPad prize may be claimed at the same Charles River Bank branch office location where the winner’s entry was selected during regular business hours.

Agreement to Rules: By participating, you agree to be fully bound by these rules, and you represent and warrant that you meet the eligibility requirements set forth herein. You agree to accept the decision of Charles River Bank as final and binding. The sweepstakes is subject to all applicable federal, state and local laws.

This promotion is in no way sponsored, endorsed or administered by, or associated with, Facebook or Instagram. Any questions, comments or complaints regarding the promotion will be directed to Charles River Bank, not Facebook or Instagram. Submission is acceptance of a complete liability release of Facebook and/or Instagram and Charles River Bank.

Apple and iPad are registered trademarks of Apple Inc.

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All Charles River Bank branches WILL be OPEN on Patriots Day, Monday April 15th.
Charles River Bank will never call you for your Online/Mobile Banking UserID or Password. Do not share any security code texted to you unless it is during a call you have made to us at 508-533-8661.
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