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Personal Solutions

CD & IRA Rates

Charles River Bank offers a range of fixed rate savings solutions to help you earn more.

Deposit Rates
Deposit Insurance

Certificates of Deposit

Click on a product name below to open your account online – or stop by one of our offices.

TermMinimum BalanceInterest RateAPY*
3 Month CD$1,0002.23%2.25%
6 Month CD$1,0002.47%2.50%
12 Month CD$1,0003.93%4.00%
18 Month CD$1,0003.69%3.75%
24 Month CD$1,0002.96%3.00%
30 Month CD$1,0002.96%3.00%
36 Month CD$1,0002.96%3.00%
42 Month CD$1,0002.96%3.00%
48 Month CD$1,0002.96%3.00%
60 Month CD$1,0002.96%3.00%
*Annual Percentage Yield (APY) and rates effective as of 01/21/2025. Rates are subject to change without notice. Fees could reduce the earnings on these accounts. A penalty will be imposed for early withdrawal on Certificates of Deposit. Rates are guaranteed for the length of the term on fixed-rate certificates. For variable rate accounts, the rate may change after the account is opened. Minimum balance to open $1,000.

Individual Retirement Accounts

TermMinimum BalanceInterest RateAPY*
3 Month$4002.23%2.25%
6 Month$4002.47%2.50%
12 Month$4003.93%4.00%
18 Month$4003.69%3.75%
24 Month$4002.96%3.00%
30 Month$4002.96%3.00%
36 Month$4002.96%3.00%
42 Month$4002.96%3.00%
48 Month$4002.96%3.00%
60 Month$4002.96%3.00%
**Annual Percentage Yield (APY) and rates effective as of 01/21/2025. Rates are subject to change without notice. Fees could reduce the earnings on these accounts. A penalty will be imposed for early withdrawal on Certificates of Deposit. Rates are guaranteed for the length of the term on fixed-rate certificates. For variable rate accounts, the rate may change after the account is opened.

Click on a product name below to open your account online – or stop by one of our offices.

Personal Checking Accounts
CDs and IRAs
How to Open an Account

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Charles River Bank

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Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy home ownership, achieve financial goals, and improve their quality of life. Today, we stand strong with the same mission, and a vision toward the future and the needs of our customers.

70 Main Street
Medway, MA 02053

Routing Number: 211373018 

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