Statement of Condition
| December 31, 2023 | December 31, 2022 | |
| Assets | ||
| Cash and Due From Banks | $18,870,785 | $6,488,214 |
| Federal Funds | 0 | 0 |
| Fed Home Loan Bank Stock | 246,700 | 302,200 |
| Federal Reserve Stock | 443,350 | 437,250 |
| Investments and Securities | 52,255,810 | 65,104,657 |
| R.E. Mortgage Loans | 131,776,403 | 133,813,361 |
| Commercial Loans | 71,712,816 | 73,682,919 |
| Loans on Deposits | 564,586 | 825,258 |
| Consumer Loans | 7,351,173 | 6,948,121 |
| Provision for Loan Losses | (1,461,582) | (1,497,270) |
| Bank Premises and Equipment | 8,867,178 | 9,045,800 |
| Other Assets | 12,178,822 | 12,810,102 |
| Total Assets | $302,806,042 | $307,960,612 |
| Liabilities and Surplus | ||
| Term Deposit Accounts | $70,525,663 | $54,917,559 |
| Money Market Accounts | 39,389,087 | 32,237,448 |
| Savings Accounts | 77,807,060 | 90,929,701 |
| NOW Checking Accounts | 27,934,329 | 31,665,583 |
| Non-Interest Checking Accounts | 65,415,875 | 74,199,807 |
| Christmas Club Accounts | 25,748 | 30,738 |
| Loan Escrow Deposits | 507,454 | 531,501 |
| Total Deposits | $281,605,216 | $284,512,337 |
| Borrowed Money | 0 | 4,281,000 |
| Other Liabilities | 3,712,980 | 3,648,560 |
| Surplus | 17,487,846 | 15,518,715 |
| Total Liabilities and Surplus | $302,806,042 | $307,960,612 |
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