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Mortgage Rates

If you’re looking to buy, build, or refinance a home, we have flexible mortgage solutions to meet almost any budget. 

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Conventional Mortgage Rates

Mortgage ProgramPointsInterest RateAPR*Payments per $1,000 borrowed.
30 Year Fixed Portfolio06.625%6.669%$6.40
30 Year Fixed26.375%6.613%$6.24
30 Year Fixed16.625%6.767%$6.40
30 Year Fixed06.875%6.919%$6.57
20 Year Fixed26.000%6.310%$7.16
20 Year Fixed16.250%6.434%$7.31
20 Year Fixed06.500%6.557%$7.46
15 Year Fixed25.500%5.884%$8.17
15 Year Fixed15.875%6.103%$8.37
15 Year Fixed06.250%6.321%$8.57
10 Year Fixed25.250%5.794%$10.73
10 Year Fixed15.625%5.947%$10.91
10 Year Fixed06.000%6.100%$11.10
*Annual Percentage Rate (APR) as of 01/21/2025, and is subject to change without notice. APR assumes a $300,000 single-family, owner-occupied purchase or refinance transaction with the following characteristics: 20% equity, a minimum 760 credit score, and a 40-day closing. Payment amounts shown do not include real estate taxes and insurance premiums. For investment properties and 2nd homes, add 0.50% to the Interest Rate. Subject to credit approval. Rates can change at any time.

Maximum Loan Amounts

Limits vary per state/country
Number of UnitsMaximum Loan Amount
One Unit$766,550
Two Units$981,500
Three Units$1,186,350
Four Units$1,474,400

Jumbo Mortgage Rates

Jumbo Mortgage LoanTerm in YearsPointsInterest RateAPR**Payments per $1,000 borrowed.
Jumbo Loan Rate - Fixed3007.125%7.170%$6.74
*Annual Percentage Rate (APR) as of 01/17/2025 and is subject to change without notice. The APR assumes a single-family, owner-occupied purchase or refinance with 20% equity and a loan amount of $766,551. The payment amounts shown do not include real estate taxes and homeowner’s insurance premiums. Subject to credit approval. Interest rates can change at any time. Any loan request over $1,000,000 will be considered and priced on a case-by-case basis.
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Charles River Bank

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Founded in 1915, Charles River Bank began providing opportunities for people in our community to enjoy home ownership, achieve financial goals, and improve their quality of life. Today, we stand strong with the same mission, and a vision toward the future and the needs of our customers.

70 Main Street
Medway, MA 02053

Routing Number: 211373018 

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