Personal Checking Solutions

For managing your everyday finances.

Need to pay your bills or manage your budget? Charles River Bank offers checking accounts that make it easy – and affordable.

You can open any account online, anytime, using the links below, or by visiting one of our offices during regular business hours.

your finances
your accounts
money & pay bills
and get cash
checks

Choose the Solution That's Right for You

Premier Checking

Make your money work harder with our most rewarding account that offers the highest level of banking benefits and services – including our best rates.

Choice Plus Checking

Earn a competitive interest rate on balances with convenient access to your money, and mortgage discounts.

Choice Checking

If you want a simple, straightforward account that gives you easy access to your money – and comes with no monthly maintenance fees or minimum balance requirement, Choice Checking is the right account for you.

Your Deposits are Insured in Full

When you bank with Charles River Bank, you get the peace of mind that every deposit is insured in full through a combination of insurance from the Federal Deposit Insurance Corporation (FDIC) and the Depositors Insurance Fund (DIF). 

Compare Accounts

Account Features

Choice Checking

Choice Plus Checking

Premier Checking

Combined deposit or loan balances required to avoid monthly fees

  • Choice Checking – No
  • Choice Plus Checking – $5,000
  • Premiere Checking – $25,500

No

$5,000

$25,000

Competitive interest rate

  • Choice Checking – No
  • Choice Plus Checking – Yes
  • Premiere Checking – Yes

No

Yes

Yes

Free withdrawals from non-CRB ATMs per month*

  • Choice Checking – 10
  • Choice Plus Checking – 10
  • Premiere Checking – Unlimited

10

10

Unlimited

$100 off mortgage closing costs

  • Choice Checking – No
  • Choice Plus Checking – Yes
  • Premiere Checking – Yes

No

Yes

Yes

25% off first-year safe deposit box rental

  • Choice Checking – No
  • Choice Plus Checking – No
  • Premiere Checking – Yes

No

No

Yes

Free money orders

  • Choice Checking – No
  • Choice Plus Checking – No
  • Premiere Checking – Yes

No

No

Yes

Special CD offers

  • Choice Checking – No
  • Choice Plus Checking – Yes
  • Premiere Checking – Yes

No

Yes

Yes

*Other financial institutions may impose an ATM usage surcharge. Look for the SUM® or MoneyPass® logos to avoid surcharges.

Next Steps

Open Your Account

In person or use one of the buttons above to get started online, anytime.

Access Your Accounts

Sign up for Online Banking and download our Mobile Banking app.

Connect Your Accounts

See the big picture by connecting all your accounts – even from other institutions – in Online and Mobile Banking.

You are now leaving Staging Site for Charles River Bank

Staging Site for Charles River Bank provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Staging Site for Charles River Bank, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy. Link will create a new tab or window.

You will be redirected to

Click the link above to continue or CANCEL