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Charles River Bank Donates $850 To Medway Public Library

Medway-Public-Library-850-DonationCharles River Bank is proud to make the donation of $850 to the Medway Public Library. The donation resulted from one of Charles River Bank’s 100th Anniversary Celebration programs, where the bank hung 100 wind chimes throughout the towns where its branches are located – Medway, Bellingham, and Mendon.

The wind chimes were a free CRB 100th Anniversary commemorative gift for each person who found one hanging around town. A special card attached to each set of wind chimes asked the person who found it to post a picture and list the location of where their 100th Anniversary wind chimes was located and submit the information via CRB’s Facebook page or e-mail. In

Medway, 34 wind chimes were placed both inside local businesses and outside in public areas. The Bank made a donation totaling $850, which represents $25 per wind chime located in Medway.

Charles River Bank’s Senior Vice President of Customer Care & Relationship Development Ann Sherry presented the $850 donation check to the Medway Public Library Director Margaret Perkins. Sherry stated, “We are happy that as a result of the participation of so many Medway residents in our 100th Anniversary Celebration windchime program, we’re able to help the Medway Public Library continue their valuable programs and expand their book, e-book and audio book offerings.”

For 100 years, Charles River Bank has focused on serving local individuals, families and businesses. The Bank supports organizations that deliver valuable programs to the local community, especially those that benefit young people, and chose to reach out to a local organization that had similar priorities. The library was a natural choice because of the wide ranging programs they deliver to community, from children to adults.

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Charles River Bank Donates $825 to Bellingham Public Library For Centennial Celebration Wind Chime Program

Charles River Bank President and CEO Jack Hamilton donated $825 to the Bellingham Public Library. The $825 check was presented to Bernadette Rivard, Director of Bellingham Public Library. The donation was a result of one of Charles River Bank’s 100th Anniversary Celebration programs, where the bank hung 100 wind chimes throughout the towns where its branches are located – Medway, Bellingham, and Mendon.

The wind chimes were a free 100th Anniversary commemorative gift for each person who found one. The “Finders” were asked to post a picture and list the location of where their 100th Anniversary wind chimes was located and submit the information via CRB’s Facebook page or by e-mail. A donation of $25 per wind chime was made to each town’s library. In Bellingham, 33 wind chimes were placed both inside local businesses and outside in public areas.

Charles River Bank is pleased to support the valuable programs offered through the Bellingham Public Library in this special Centennial Celebration community program. The Bellingham library is located at 100 Blackstone Street, Bellingham, MA.

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Charles River Bank Donates $825 to Friends of Taft Public Library For Centennial Celebration Wind Chime Program

Photo Caption (L-R): Leesa Michael, Gabrielle Porciello, Jack Hamilton, Susan Allen, Catriona Scott, Andrew Jenrich

Photo Caption (L-R): Leesa Michael, Gabrielle Porciello, Jack Hamilton, Susan Allen, Catriona Scott, Andrew Jenrich

Charles River Bank donated $825 to the Friends of the Mendon Taft Public Library.

CRB President & CEO Jack Hamilton presented the check to Library Director Andrew Jenrich and Gabrielle Porchello, Chair of Friends of Taft Library, as well as other members of the “Friends” Board of Directors. The donation was a result of one of Charles River Bank’s 100th Anniversary Celebration programs, where the bank hung 100 wind chimes throughout the towns where its branches are located – Medway, Bellingham, and Mendon.

The wind chimes were a free 100th Anniversary commemorative gift for each person who found one. The “Finders” were asked to post a picture and list the location of where their 100th Anniversary wind chime was found and submit the information via CRB’s Facebook page or by e-mail. A donation of $25 per wind chime was made to each town’s library. In Mendon, 33 wind chimes were placed both inside local businesses and outside in public areas.

Charles River Bank is pleased to support the valuable programs offered through the Taft Public Library in this special Centennial Celebration community program. Charles River Bank has also supported the library’s transition to their new location at 29 North Avenue, Mendon, MA with a $2,500 donation in 2015. Until the construction of the new facility is complete The Mendon Public Taft Library is located at 18 Main Street Mendon, MA.

For 100 years, Charles River Bank has focused on serving local individuals, families and businesses. The Bank supports organizations that deliver valuable programs to the local community, especially those that benefit young people, and chose to reach out to a local organization that had similar priorities. The library was a natural choice because of the wide ranging programs they deliver to community, from children to adults.

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Charles River Bank offers up to $150,000 through Federal Home Loan Equity Builder Grant Program

(Medway, MA) – Charles River Bank is proud to announce that it has Equity-Builder-Program-Press-Release-2016received approval to offer up to $150,000 in grants through the 2016 Federal Home Loan Bank Equity Builder Program for eligible first- time home buyers. The Federal Home Loan Equity Builder Program (EBP) provides down-payment, closing-cost, and rehabilitation assistance for an owner-occupied unit for home-buying households

earning less than 80 percent of the area median income. As an approved participant in the Equity Builder Program (EBP), Charles River Bank may submit enrollment requests for funding on behalf of income-eligible home buyers. The grant funds are awarded to participating members in increments of up to $15,000 on a first come first serve basis. EBP funds are not guaranteed or reserved in advance for any participating member or home buyer.

Owning a home for many people today is becoming increasingly difficult in today’s economy. This EBP program that Charles River Bank is offering will ease some of the stress of first time home buyers and will give them the funds needed to get them into their first home.

The Bank is also an approved Mass Housing Lender, offering extremely low down payments, and an MI-Plus program that pays your mortgage in case of job loss. “When an Equity Builder Program grant is used for down payment or closing costs in conjunction with a MassHousing mortgage loan program, the benefits to the first-time homebuyer are enhanced exponentially. We are one of only a few banks that are approved to participate in both programs, and our customers can reap the benefits of this,” stated Jack Hamilton, President & CEO of Charles River Bank.

For more information or to see if you qualify for the Federal Home Loan Equity Builder Program, talk to a member of the Charles River Bank mortgage lending team today. Contact Mortgage Consultants, Mickee Whitney (NMLS#782138) at 508-321-3142 or Jen Benoit (NMLS#1185923) at 508-321-3141.

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Charles River Bank Hosts Breakfast for Massachusetts Association of Realtors®

Photo (L-R): Eric Berman (Communications Director, Mass. Assoc. of Realtors), Goretti Joaquim (Business Development Officer, MassHousing), Annie Blatz, (2016 President, Massachusetts Association of REALTORS®) Ann Sherry (Senior VP/ Customer Care & Relationship Development, Charles River Bank)

Photo (L-R): Eric Berman (Communications Director, Mass. Assoc. of Realtors), Goretti Joaquim (Business Development Officer, MassHousing), Annie Blatz, (2016 President, Massachusetts Association of REALTORS®) Ann Sherry (Senior VP/ Customer Care & Relationship Development, Charles River Bank)

Each March, Charles River Bank hosts the Massachusetts Association of Realtors Breakfast. More than 25 Realtors and eight other invited guests participated in the 7th annual event. Speakers included Massachusetts Association of Realtors 2016 President Annie Blatz, MassHousing Business Development Officer Goretti Joaquim, and Charles River Bank Senior Vice President of Retail Lending Cheryl Beauvais. The networking and educational program provides an opportunity for local Realtors to interact with

their state leadership team, get market updates, and learn about pending legislation at the state and national level that affects the housing industry.

Charles River Bank President & CEO Jack Hamilton welcomed guests and discussed new TRID (Truth in lending/Real estate settlement procedures Integrated Disclosure) regulations that now impact the home mortgage application, underwriting and closing process.

CRB Senior Vice President of Retail Lending Cheryl Beauvais gave the Realtors insight on new products and services that Charles River Bank offers. CRB participates in the Federal Home Loan Bank of Boston’s Equity Builder Program (EBP). The program provides income qualified homebuyers with grant assistance up to $15,000 for down payment and closing costs. Ms. Beauvais also discussed the “Mass Save Heat Loan Program,” which provides customers the opportunity to apply for an interest free loan to assist with the installation of qualified energy-efficient improvements in their homes or rental properties.

Goretti Joaquim discussed a few of MassHousing’s innovative lending programs featuring 3% down payments and MI-Plus that continues to make mortgage payments after a job loss. She then let the Realtors know about a newly introduced MassHousing program, “Operation Welcome Home,” which is available to active duty military, Veterans who served honorably, members of the Reserves and National Guard, and Gold Star family members to help achieve the dream of homeownership. All of these MassHousing lending programs are offered through Charles River Bank’s Mortgage Consultants Mickee Whitney and Jen Fasolino Benoit.

Featured speaker Annie Blatz reviewed 2016 vs. 2015 Mass home sales data and expected trends for the coming spring season. She showed realtor survey results on topics affecting the industry and discussed current legislation being considered on Beacon Hill and Capitol Hill. There were also questions raised by the Realtors in attendance about the increased use of solar panels on homes and how this affects the selling process. The MAR breakfast was informative and will help the realtors successfully adapt to new trends in the housing market.

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