| The Annual
Percentage Yields are effective as of May 15, 2013 |
| ACCOUNT NAME |
MINIMUM BALANCE TO OBTAIN APY |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) |
|
Savings Account
Passbook & Statement
|
$10
|
0.10%
|
0.10%
|
NOW Checking Account
Minimum to
open: $100 |
$10
|
0.05%
|
0.05%
|
|
Premier Checking
Minimum to open: $100
|
$10
|
0.05%
|
0.05%
|
|
Choice Plus Checking
Minimum to
open: $100
|
$500
|
0.05%
|
0.05%
|
|
Holiday Account
|
$2
|
0.15%
|
0.15%
|
|
Consumer Money Market Account
Minimum to
open: $1,000
|
$100,000 or more
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
|
0.30%
0.20%
0.15%
0.10%
|
0.30%
0.20%
0.15%
0.10%
|
Commercial Money Market
Account
Minimum to
open: $1,000
|
$500,000 or more
$200,000 - $499,999.99
$100,000 - $199,999.99
$50,000 - $99,999.99
$15,000 - $49,999.99
$10 - $14,999.99
|
0.15%
0.35%
0.25%
0.15%
0.10%
0.05%
|
0.15%
0.35%
0.25%
0.15%
0.10%
0.05%
|
|
Charles River Bank Fund Account
Minimum to
open: $10
|
$10.00 to $14,999.99
$15,000 to $49,999.99
$50,000 and over
|
0.10 %
0.25%
0.35%
|
0.10%
0.25%
0.35%
|
|
|
|
|
|
|
7 Month Certificate of Deposit Special
|
$1,000
|
0.35%
|
0.35%
|
|
7 Month IRA Certificate of Deposit Special
|
$400
|
0.35%
|
0.35%
|
|
13 Month Certificate of Deposit Special
|
$1,000
|
0.65%
|
0.65%
|
|
13 Month IRA Certificate of Deposit Special
|
$400
|
0.65%
|
0.65%
|
|
23 Month Certificate of Deposit Special
|
$1,000
|
0.80%
|
0.80%
|
|
23 Month IRA Certificate of Deposit Special
|
$400
|
0.80%
|
0.80%
|
| CURRENT CD
RATES |
|
|
|
|
3 Month Certificate of Deposit
|
$1,000
|
0.10%
|
0.10%
|
|
6 Month Certificate of Deposit
|
$1,000
|
0.10%
|
0.10%
|
|
12 Month Certificate of Deposit
|
$1,000
|
0.20%
|
0.20%
|
|
18 Month Certificate of Deposit
|
$1,000
|
0.25%
|
0.25%
|
|
24 Month Certificate of Deposit
|
$1,000
|
0.35%
|
0.35%
|
|
30 Month Certificate of Deposit
|
$1,000
|
0.40%
|
0.40%
|
|
36 Month Certificate of Deposit
|
$1,000
|
0.60%
|
0.60%
|
|
42 Month Certificate of Deposit
|
$1,000
|
1.00%
|
1.00%
|
|
48 Month Certificate of Deposit
|
$1000
|
1.34%
|
1.35%
|
|
60 Month Certificate of Deposit
|
$1000
|
1.34%
|
1.35%
|
|
6 Month IRA Certificate of Deposit
|
$400
|
0.10%
|
0.10%
|
|
12 Month IRA Certificate of Deposit
|
|
0.20%
|
0.20%
|
|
18 Month IRA Certificate of Deposit
|
$400
|
0.25%
|
0.25%
|
|
18 Month Add on IRA Certificate of Deposit
|
$400
|
0.25%
|
0.25%
|
|
24 Month IRA Certificate of Deposit
|
$400
|
0.35%
|
0.35%
|
|
30 Month IRA Certificate of Deposit
|
$400
|
0.40%
|
0.40%
|
|
36 Month IRA Certificate of Deposit
|
$400
|
0.60%
|
0.60%
|
|
42 Month IRA Certificate of Deposit
|
$400
|
1.00%
|
1.00%
|
|
48 Month IRA Certificate of Deposit
|
$400
|
1.34%
|
1.35%
|
|
60 Month IRA Certificate of Deposit
|
$400
|
1.34%
|
1.35%
|
Business Checking Account
|
(ECR) 0.20%
*The Earnings Credit Rate (ECR) is variable. Earnings Credit is
calculated using the average monthly collected balance in your account
and is used to offset regular account maintenance fees.
|
