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Savings & Investments

Statement Savings Account
Competitive interest rate
Minimum balance to open an account and earn interest is $10.00
24-hour account access with:
 
A Charles River Bank ATM Card
By calling our PhoneBank Telephone Banking at 1-800-997-RING
CLICK24 Online Banking, providing you also have a checking account
Easy to read monthly statement for accurate record keeping
Only $1.00 monthly charge if daily balance falls below $100 per statement cycle
Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle

Check Rates

Passbook Savings Account
Competitive interest rate
Minimum balance to open an account and earn interest is $10.00
Passbook provides accurate record of transactions
Only $1.00 monthly charge if daily balance falls below $100 per statement cycle
Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle

Check Rates

Charles River Bank Fund
This special savings account helps you help the community. Every dollar deposited into the Charles River Bank Fund helps fund special First Time Homebuyer Programs, low rate Home Improvement Loans for those on a fixed income and special Small Business Loans for local businesses looking to grow.  And you’ll benefit with:

No monthly maintenance fees
Competitive, tiered rates
Minimum balance to open an account and earn interest is $10.00
Easy to read monthly statement for accurate record keeping
24-hour account access with:
A Charles River Bank ATM Card
By calling our PhoneBank Telephone Banking at 1-800-997-RING
CLICK24 Online Banking, providing you also have a checking account
Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle

Check Rates

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Certificates of Deposit
A variety of CD terms ranging from 3 months to 3-½ years (Be sure to ask about our CD Specials offered each week!)
Minimum balance to open $1,000
Competitive interest rate is compounded and posted monthly
Interest can be withdrawn at any time
Funds may be added at maturity
CD will be automatically renewed
Fully insured by the dual insurance coverage of the FDIC and the SIF
As with most CDs there is a penalty for early withdrawal of principal

Check Rates

Money Market Account
No monthly maintenance fees
Competitive, tiered rates
24-hour account access with:
A Charles River Bank ATM Card
By calling our PhoneBank Telephone Banking at 1-800-997-RING
CLICK24 Online Banking, providing you also have a checking account
Check writing privileges, up to 3 per statement cycle
Unlimited in-person deposits and withdrawals
Minimum deposit to open is $1,000
Convenient monthly statement for accurate record keeping
Online check ordering
Savings and Money Market Accounts are restricted to six automatic, preauthorized, or other third party transfers per statement cycle

Check Rates

Individual Retirement Accounts
Charles River Bank offers a choice of IRA Plans including Traditional, Roth and Education IRAs. We'll take the time to provide you with the facts about each IRA and answer any questions you may have, to help you to reach an investment decision that you're comfortable with. Check out our IRA Information Chart (PDF) for detailed answers to the many issues surrounding both contributions and distributions on each type of IRA plan. Fully insured by the dual insurance coverage of the FDIC and the SIF

Check Rates

 

Charles River Bank IRAs feature:
A variety of terms ranging from 6 months to 3-½ years
Minimum balance to open $400
18 Month Add-On IRA allows $100 incremental deposits at any time
Competitive interest rate is compounded and posted monthly
No monthly fees
Funds may be added at maturity
  Fully insured by the dual insurance coverage of the FDIC and the SIF
As with most CDs there is a penalty for early withdrawal of principal

Check Rates

View Schedule of Fees



Charles River Bank's Routing & Transit Number: 211373018

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