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We understand that choosing the right checking account is an important decision. That’s why we’ve designed each of our Co-op Club accounts with you in mind. At Charles River Bank, we’ve combined, value, convenience, and a high level of personal service, to provide you with a choice of checking accounts and services that are among the best in the area.

Co-op Club Checking Account Options:

  Premier Choice Plus Choice
Minimum Daily Balance

$25,000 Total
Deposit Balances
or Total Combined
Loan Balances

$5,000 Combined Deposit
Balance or $1,000 Minimum Daily Balance
Monthly Maintenance Fee
$15 plus .25
per check if below
Daily Balance
$7.50 plus .25 per check if below Minimum Daily Balance
Earns Interest
Minimum to Earn Interest $10 $500
Minimum Opening Deposit $100 $100 $100
Charles River Bank
ATM Non-Proprietary* FREE 10 FREE per statement cycle then $1 each 10 FREE per statement cycle then $1 each
Debit MasterCard® Purchases FREE FREE FREE
Click24 Online Banking FREE FREE FREE
Click24 Bill Payer FREE FREE FREE
Phone Banking FREE FREE FREE
Co-op Club Trips and Special Events Premier Discount Pricing Standard Pricing Standard Pricing
Co-op Club Newsletter FREE FREE FREE
Special CD Offers YES NO NO
Loan Discount on Fixed Rate Consumer Loans 1/2%
with Autopay
1/2% with Autopay 1/2% with Autopay
Discount on Mortgage Loan Closing Costs $100 $100
1st Order of Checks** FREE FREE FREE
Notary Service FREE FREE FREE
Money Orders Fee FREE
Treasurers Checks Fee FREE
Travelers Checks Fee FREE
(checks for one)
Safe Deposit Discount 25% for the
1st Year
Exclusive Coupon Offers YES

*Other financial institutions may impose an ATM usage surcharge. Use ATMs that display the SUM Network logo for surcharge free use.

**Wallet style DB, DG, DY, GS or equivalent value.

Overdraft Privilege Service
Rather than automatically returning unpaid any insufficient funds items that you may have, we will consider, without obligation on our part, payment of your reasonable overdrafts. You can benefit by this by avoiding high charges from merchants while giving you more flexibility in managing your funds. This is not a line of credit.

Deposit to Deposit Overdraft
Simply set up your accounts to have funds transferred from one account to another within our bank and avoid high overdraft fees.

Overdraft Line of Credit
Minimum line of credit is $500
Maximum line of credit is $1,500
Overdraft summary included in your monthly checking account statement
Minimum monthly payment based on your outstanding balance and current interest rate
Choose to have minimum payment automatically deducted from your checking account or make your own payment each month

Reorder Checks

Check out the latest Co-op Club Trips!

View Schedule of Fees

Charles River Bank's Routing & Transit Number: 211373018

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