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Loan Products

Commercial Loans and Lines of Credit

We know that convenient access to reliable business financing is critical to your success. Our business bankers will work with you to help determine your needs and create financing solutions. Whether you are a sole proprietor or the CEO of a growing corporation, our experienced business banking professionals will take personal responsibility for serving you and your company. That kind of attention, with access to decision makers, makes a big difference. 

Whether you need $50,000 or $5,000,000, Charles River Bank offers:

Commercial Real Estate Loans
Real estate loans are available to refinance existing loans or  finance the purchase, renovation or construction of owner-occupied and investor-owned commercial or residential properties.

Residential Real Estate Development
& Construction Loans

We have extensive experience financing residential real estate development and construction. Our rates are competitive and your business banker will work closely with you to ensure that the entire process goes smoothly.

Equipment Financing
Need new equipment? Whether it’s a new commercial vehicle or state of the art manufacturing equipment, Charles River Bank can provide the financing to make it happen.  Your loan will be designed to make payment terms work within your budget.

Term Loans
Whether it’s for capital improvements or equipment, refinancing existing debt, or working capital, when you need funds to help grow your business, Charles River Bank can help. Term loans are flexible and can cover a wide range of borrowing needs.

Lines of Credit
A line of credit is the perfect way to manage your company’s short term funding needs. Use it to help with seasonal cash flow or to gain instant access to funds with an overdraft protection line that works with your Charles River Bank checking account.  Rest easy knowing your credit line is there when you need it.

SBA Loans
As an Approved SBA Lender, Charles River Bank can help you obtain a Small Business Administration (SBA) loan to get started, or to help your business grow. SBA loans are available for eligible borrowers, and can be used for a variety of purposes, including:

Commercial real estate acquisition, renovation or expansion
Equipment or inventory purchases
Refinance business debt
Working capital

Charles River Bank Corporate Visa Credit Card
Charles River Bank's UMB Corporate Visa credit card offers low rates, no annual fee and you can earn points towards your choice of rewards - free airfare, gasoline rebates, or a free hotel stay. There is also a low introductory rate - Click here to download the application today.

Complete our Customer Care Form or call SVP & Senior Commercial Loan Officer Mel McKee or VP of Commercial Loan Officer Peter Rizzo today at 508.533.8661.

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